Fort Lauderdale, FL – November 13, 2013 – MHG Insurance Brokers is a fully accredited insurance brokerage ready to help both individuals and small businesses navigate through the new Health Insurance Exchanges in order for them to get the best coverage plan, deductible and monthly premium.
MHG is fully accredited to offer Affordable Care Act (ACA) approved plans for dates starting January 1st, through March 31st, 2014. We will guide our clients through the ACA rules and requirements, regardless of the teething problems currently being experienced with the government website. “Our goal is to offer expert advice and exemplary service for all aspects of the new ACA mandate” said Mark Abba, GM, MHG Life & Health Business.
This approach has been extended to providing similar insurance solutions for all the US taxpayers currently employed by various cruise lines. MHG has informed all cruise line partners that, while the international plans do not currently qualify as accepted plans under the Affordable Care Act, it is possible to provide basic level ACA compliant policies for the US tax payers and their families, while at the same time keeping the international plan in place. This strategy is based on the fact that even though the international plan is not approved by the HHS (Health and Human Services department), it is in most cases more robust in benefit coverage and cost than most of the top Platinum plans being offered by the health exchanges.
MHG’s Life & Health team will service all of the US crew and officers as required using web, email and direct ACA policy support exactly as they do for all current land-based US clients. It should be noted that the clock is ticking on this insofar as the enrollment periods run from Oct 1st to March 31st of next year, with January 1st 2014 being the “go live” date for ACA compliance.
ABOUT MHG Insurance Brokers
MHG Insurance Brokers is a full-service insurance brokerage, assisting clients with crew insurance, life and health insurance, MLC 2006 and health care reform guidance, employee benefits solutions and business insurance. With over 20 years of industry experience and access to multiple US and international carriers, our insurance specialists can advise which insurance and financial services providers and products are best suited to address the needs of employers as well as individuals. We are committed to providing our clients with the highest level of advice and support in order to deliver solutions that offer the best scope, service and value.
With a team of over 30 employees, MHG has offices in Fort Lauderdale, the Isle of Man and Hamburg as well as representation on the Cote d’Azur. For more information about MHG Insurance Brokers, please visit www.mhginsurance.com.