MHG Insurance Brokers Blog

What is “Cadillac Tax?”

cadillac taxThe implementation of the Affordable Care Act, also known as Obamacare, has spawned a new way of how we do business here in America, at least when it comes to health insurance. New taxes, new rules, new plans, it’s only normal that many will have a difficult time understanding and grasping it all. Over the last few years, we have been asked every question imaginable when it comes to the new health care law and the changes that will take effect. So much so that we know it like the back of our hand! Yet, there is one question we haven’t been asked that some employers should be thinking about. What is the Cadillac Tax? And no, it has nothing to do with driving a shiny black Escalade. Unfortunately it has nothing to do with our employers buying us all new cars either. Continue reading

Travel Insurance for Cuba?

cuba travel insuranceSpanish, cigars, and sangria, just a few things the fairly mysterious country of Cuba is known for. This small island is rich with history and culture, and thanks to new laws that have been passed between Cuba and the United States, many will now be able to learn and experience everything this island has to offer first hand. The best part is, you won’t have to go uninsured either. Just in case you didn’t know, the United States government has restricted travel to Cuba since the 1960’s, ever since Fidel Castro came to power. So even though the borders aren’t fully open to American citizens, this is the first time in over 50 years that many will have the opportunity to experience Cuba in a way that wasn’t even an option before. Continue reading

Your Life Insurance May Not Have International Coverage

International Life InsuranceDo you have Life Insurance? It’s a question that many don’t want to think about for obvious reasons. Some believe that Life Insurance isn’t a priority because they procrastinate, or are waiting until a life changing event that will motivate them purchase a policy. It’s a fact, the benefits that a good life insurance policy can supply your family and loved ones are too good to pass up. Many people have life insurance and believe that they have coverage until the day they die. However, in some circumstances that is not the case, and it’s not because your term life policy expired. So maybe a better question would be, do you have International Life Insurance? Continue reading

Expat Checklist Before the Big Move

Expatriate ChecklistTaking the leap and becoming an Expatriate can lead to an overwhelming wave of emotions. From excitement, to scary, to nervous, to anxious, even nostalgic, knowing that you are leaving your home to start a new life in a new place will give you a rush one way or the other. Deciding to become an expat is step one of a long list of things to take care of before you set sail on your new adventure. So use this Expat Checklist when organizing, packing, and scheduling everything that needs to be done before your big move! Continue reading

How to Save Money on Workers’ Compensation Insurance

save moneySlip and falls, overexertion, accidents, are just a few of the workplace misfortunes that can cause you to pay a pretty penny in workers’ compensation. There are several things you can do to help save you money on workers’ compensation insurance. A good way to look at it is the same way you would look to save money on your auto insurance, taking the necessary preventative measures. Continue reading

Open Enrollment Is Over: What Are My Options?

Open Enrollment is OverOpen Enrollment for federally approved health insurance in 2015 is officially over. Which means if you didn’t sign up for health insurance, you may be worried about what your next step is. Not to worry, there are still options available to get coverage that can last you until the next enrollment period. However, try not to make a habit out of procrastinating, those that say it pays to procrastinate, well this time it will actually cost to procrastinate! So start planning now for the next enrollment period, and don’t say we didn’t warn you! Continue reading

5 Things to Be Aware of When at a Boat Show

Miami International Boat ShowThe Miami international Boat Show is here, and the Palm Beach International Boat Show is just around the corner, which means one thing for yacht crew, BUSY! Boat Shows can be a fun way to mingle and network with your peers in the yachting industry, those who are looking to get into the yachting industry, and let’s not forget those that want to go just to see all the boats. However, it can be quite a busy time for yacht crew with all the events, parties, and functions to attend. And that’s after working all day. There are some things you should be aware of when attending a Boat Show, especially if you are visiting from out of town, which can slip your mind in the midst of everything going on. Here is our list of things to be aware of when visiting a boat show. Continue reading

What Insurance Should Cupid Have?

cupidLove is in the air! It’s almost Valentine’s Day, and we thought it would be great idea to make sure Cupid has the proper insurance coverage that he needs. Especially since the day after his busiest day of the year is the Open Enrollment deadline for federally approved health insurance. Just to make sure we’re all on the same page, that day would be February 15th! But enough about that, Cupid is in need of proper insurance in order to get ready for his big day. Be on the lookout for arrows! Continue reading

Affordable Care Act Penalty and Effective Dates

Affordable Care Act PenaltyThis is a Public Service Announcement! Open Enrollment for federally approved healthcare plans is ending on Sunday, February 15th, 2015! That means if you have yet to purchase an insurance plan, you are running out of time, and you should start looking into it now! Only if you would like to avoid paying a penalty of course. So stop procrastinating, and start looking into what plan works best for you. Mark your calendars and start the countdown! Continue reading

Carrie Poole Joins MHG Insurance Brokers as Staff Accountant

Carrie Poole

FORT LAUDERDALE, FLORIDA (February 3, 2015) – MHG Insurance Brokers announced today that Carrie Poole has joined the company’s Accounting Department in the position of Staff Accountant. Poole is responsible for providing accounting support to all divisions within the MHG group of companies.

“As MHG continues to grow, it’s crucial to have the right team in place.” said Katherine Pajor, MHG’s Controller. “As a young professional Carrie’s knowledge of accounting is impressive and she will clearly help us to continue growing.” Continue reading

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