MHG Insurance Brokers Blog

5 Things to Know about Yacht Safety Drills

MHG58At MHG Insurance Brokers, we make sure that our yacht crew clients are insured in the event of a medical issue or an accident, but we also take an interest in the everyday health and safety of our clients. Today we would like to provide a round up of information from our friends and partners that are experts on Yacht Safety Drills.

If you have a story or comment about onboard safety drills, including ways to make a drill fun or memorable, please leave us a comment or join the discussion on our Facebook page. Continue reading

William Heymann, MD, FACEP, Medical Director, MHG Medical, Appointed Chair of ACEP Cruise Ship Medicine Section

medicalFORT LAUDERDALE, FLORIDA (October 29, 2014) – Effective October 27th, 2014 Dr. William Heymann, Medical Director for MHG Medical Management Services, assumed the role of Chairman for the American College of Emergency Physicians Cruise Ship Medicine Section, of which he was a co-founder.  Dr. Heymann also was an integral part of this group along with the CLIA Medical Facilities Working Group in the development of Health Care Guidelines for Cruise Ship Medical Facilities, which is the generally accepted standard in the cruise industry.  As the Chair, he will coordinate the development of medical guidelines that have been adopted by the international cruise ship industry.

Dr. Heymann has a fellowship in Cardiology and has studied at the London School of Hygiene and Tropical Medicine.  He is past Chairman of the Department of Critical Care at Cedars Medical Center in Miami (now University of Miami Hospital) a teaching hospital of the University of Miami, Miller School of Medicine, where he practiced as a critical care and emergency physician.

Dr.. Heymann has served as a medical director or consultant for numerous cruise lines and is currenlty the Medical Director for MHG Medical Management Services, LLC. Continue reading

Yacht Crew Insurance: Putting All the Cards on the Table

MHG53When it comes to international yacht crew insurance, being as open and forthcoming as possible, both before and during the time you are insured, can be critical to having a successful insurance experience.

When you ask people about their medical status, the most common response is “I’m fine”. Unfortunately many people often… shall we say… “overstate” how healthy they are.  Normally, this will not bode well once a claim against insurance is made. Let’s review the 5 most common pitfalls: Continue reading

5 Things You May Not Know About the Affordable Care Act


shutterstock_11992981_jpgAffordable Care Act (ACA) Open Enrollment is upon us! Being that Open Enrollment is less than a month away, we at MHG thought this would be a great time to bring light to some things you may not know about ACA, and some things that may be changing from last year.

As many of you may be looking to get an Affordable Care Act insurance plan, there are some things you may want to know before you make your decision. Most importantly: you can’t sign up for insurance all year long. Unfortunately, you can’t wait until you are sick or injured to get an ACA plan. So in order to get coverage for 2015, you must sign up for a plan during the slotted time known as Open Enrollment, which begins November 15, 2014 and ends February 15, 2015. Here are five other things about ACA that could save you time, money and annoyance: Continue reading

Why do I need Marine General Liability? I have Commercial General Liability. Isn’t that enough?

Marine General LiabilityFirst, let’s define Commercial General Liability and Marine General Liability.

Commercial General Liability

Commercial General Liability policies protect business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising).

Marine General Liability

Marine General Liability policies are the same as General Liability policies except they are designed specifically for those who work at sea. These policies include coverage for Marine Contractors and others who work on or near water.

Commercial General Liability does NOT cover Marine  Liability

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What Are My Life Insurance Options?

MHG can find Life Insurance to protect you and your loved ones

Do you have Life Insurance? Do you ever wonder what will happen to your family if anything ever happens to you?

If you do have Life Insurance, you don’t need to ask yourself questions like that. The problem is not everyone has life insurance. Many don’t even see it as an option because they think it is too expensive. However, that isn’t the case. There are plenty of ways to secure your family without going broke. Continue reading

How to avoid choosing an ACA plan your doctor won’t accept.

MHG47You bought insurance under the Affordable Care Act and now can’t find a doctor who’ll take it. Why?

The Affordable Care Act was enacted in 2010  with the idea that it would provide the opportunity for all Americans to access the health care they needed, regardless of medical history, age or income. Despite heavy criticism and an awkward start, the initial enrollment period was considered a success with over 7 million people signing on,* of which approximately half were previously uninsured. (Morgan, “Obamacare enrollment to surpass 7.5 million: U.S. official”, 2014) Continue reading

October is National Breast Cancer Awareness Month

Breast Cancer Awareness Month

October is National Breast Cancer Awareness Month

October is a special month dedicated to women across the globe. This month, marked in a variety of countries worldwide, helps increase awareness, support and education about breast cancer. National Breast Cancer Awareness Month, or NBCAM, was founded in 1985 by the American Cancer Society and Imperial Chemical/AstraZeneca, a pharmaceutical developer of several breast cancer drugs. The original mission was to promote mammography as an effective weapon women should use in the fight against breast cancer.  Continue reading

Yacht Crew Resume Guide and Helpful Tips

resume imageThe yachting industry is entering a busy season of boat shows and symposiums. Our yacht crew insurance clients, especially captains, have been chatting with us about the best ways for crew to find their perfect job. With their help we have put together the following tips on creating the perfect multi-national resume for the marine industry.

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5 Things to Know When Buying Life Insurance

5 Things to Know When Buying Life InsuranceLife insurance provides a number of valuable benefits. It can protect our assets, provide a way to make charitable contributions, and perhaps most importantly, it is the one way we can make sure our loved ones’ needs will be taken care of long after we are able to look after them ourselves. While the majority of adults realize the importance of buying life insurance, lack of knowledge about the process may cause some to put off purchasing this essential coverage until it is too late. Purchasing life insurance may seem complicated, but in reality, it doesn’t have to be. Read on to learn 5 things to know when buying life insurance: Continue reading

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