Customized Liability Insurance Policy for Cruise Line Entertainers
Lights! Camera! Accident? Accidents happen, but the show must go on! As an entertainer working onboard cruise ships you know that you need liability insurance. But did you know that most entertainer liability policies on the market do not provide an appropriate solution for entertainers working at sea? As a cruise ship entertainer, you lead an exciting, unique lifestyle. Why settle for a land-based liability insurance policy that may not cover you once you set foot on the ship? The Insurance Specialists at MHG have designed a liability insurance policy specifically for cruise ship entertainers that offers worldwide coverage, meets liability requirements of most cruise lines, and is an affordable solution to appropriately cover your risk.
The entertainer liability policy protects policyholders against legal liability for injury or death of passengers onboard the ship, as well as employees and crew. While it is important for all cruise entertainers to have the coverage provided by this policy, it is even more so for entertainers who have routines involving stunts and props only a few feet away from the audience. Protection is also offered for any lost or damaged property onboard, including passenger baggage.
Choice of Coverage
There are two different coverage options that can be selected based on how much coverage you would like, and how long the coverage is needed. The coverage and price breakdown of the different policies are as follows:
- A $1,000,000 limit for each incident:
- For a 31 day policy it’s $250
- For a 91 day policy it’s $500
- For a 365 day policy it’s $1,000
- A $5,000,000 limit for each incident:
- For a 31 day policy it’s $500
- For a 91 day policy it’s $1,000
- For a 365 day policy it’s $2,000
Many of the liability policies for entertainers on the market are geared towards those that are land-based. We saw this as an issue that needed to be corrected. The entertainer liability policy that we created is designed for entertainers who will be at sea, or onboard a cruise ship.
Enrollment for the entertainer liability policy couldn’t be any easier. You can apply online at entertainerliabilityinsurance.com, or fill out a one page application form. You don’t even have to leave your couch to get covered!
In addition to liability insurance, it’s also important to consider a travel insurance plan. Despite our best efforts, sometimes things happen that are out of our control. From a car accident, broken bone to food poisoning or even more serious, a stroke, the lack of appropriate international health insurance coverage could expose you to serious financial liability. Atlas Travel, offered through MHG, offers global medical protection, provides coverage while you are working or on vacation and does not have any work related exclusions!
For over two decades, MHG has been developing and implementing innovative insurance solutions for the marine industry. Our Insurance Specialists have gone above and beyond to present this great product to you. Not only is it convenient, and flexible, but most importantly it offers you the coverage you need in the event of an accident. If you are interested in our entertainer liability policy, or other health insurance, please contact us at mhginsurance.com or call us at +44 (0) 1624 678668. Our team has the knowledge and experience to assist and guide you to the best coverage for your budget.