Aerial view of business port with Shore crane loading containers in freight ship.Shipyard owners are concerned with protecting their businesses from exposure to financial damage, especially in the form of lawsuits and liability issues. As part of their ongoing efforts to insulate their businesses from harm, these conscientious proprietors are checking to make sure that the companies they do business with meet all insurance coverage requirements. If your maritime business lacks the necessary USL&H coverage, you could find yourself facing the harshest of penalties – including the loss of valuable contracts, the imposition of stiff fines, and even actual jail time!

Does your business have the USL&H coverage it needs? Find out by perusing this handy guide on the key facts of Maritime Workers Compensation coverage:

USL&H Is a Requirement to Work on Board Vessels 65' or Greater in Length or at a Dock, Port, or Shipyard

USL&H, which refers to the United States Longshore and Harbor Workers’ Compensation Act, was enacted to provide compensation to employees in the event of their injury or death while performing maritime work on board a vessel or at a dock, port, or shipyard on navigable waters of the United States. It also protects the employer from claims by employees for medical bills and lost wages. USL&H is federally mandated, which means companies that fail to obtain coverage as required are subject to stiff penalties that can include fines of up to $10,000 and incarceration for a year. Even more seriously, uninsured employers and company officers may also be held personally liable for compensation and any other benefits that may accrue to an injured employee.

USL&H Is Workers' Comp Coverage for Contractors Working on/with Vessels

USL&H coverage provides benefits similar to Workers' Compensation to contractors performing work on or with vessels on navigable waters of the United States. Accidental injuries, occupational diseases, and death arising from employment are covered by Workers' Comp; similar benefits accrue to maritime employees under USL&H coverage. Even contractors’ employees who have "incidental USL&H" exposure, such as electricians, heating and AC contractors, flooring installers, and other personnel performing repairs on equipment located on a boat, are subject to the USL&H Workers’ Compensation Act if they suffer any injuries or illness while performing their duties.

Shipyards Can Require USL&H Coverage for Even a Single Employee

While USL&H benefits are similar to benefits provided by Workers’ Compensation Insurance, the rules are far more stringent. Workers’ Comp is only required for businesses with four or more employees in Florida, each state has its own requirements. Contractors that fall under USL&H guidelines, however, need to provide coverage even if only one employee at their company will be performing qualifying work.

Carrying Inadequate Marine Insurance Coverage Can Be Costly

In addition to USL&H coverage, MHG Insurance Brokers also provide marine general liability insurance, which protects you in the case of liability or property damages to a third party while engaged in marine related operations. Marine general liability insurance is an absolute necessity for any business providing repair or other services on vessels, as even seemingly minor damage to a boat can prove to be expensive. Now that you know the relevant details about USL&H – shipyards are checking if you have it, Federal law requires you to carry it, and there are stiff penalties for companies that do not have it - the experienced Insurance Specialists at MHG Insurance Brokers can help you obtain the USL&H policy that best suits your needs.

At MHG, we understand the unique environmental conditions of working on the sea, as well as the accompanying challenges. We strive to help marine companies find the best, most affordable marine insurance plans to suit each and every employee.

To learn more about USL&H coverage, marine general liability insurance, and other marine insurance plans, call MHG Insurance Brokers at +1 954 828 1819 or visit us online at mhginsurance.com

Does your business have the USL&H coverage it needs? Find out by perusing this handy guide on the key facts of Maritime Workers Compensation coverage.

 

Foam wake in the Mediterranean SeaEach year at SeaTrade we reminisce about how much cruising has grown since its inception, but this year, the industry is on the cusp of one of its most massive growth spurts yet. In addition to the ongoing and constant introduction of new tonnage by the mass market heavyweights, this year multiple new players are about to introduce ships into service in the premium, luxury and expeditionary cruise sectors. Cruising always offered different options to the public however the pending industry growth and expansion of riverboats, luxury, expedition and other cruise experiences means that the future of cruising is all about diversity.

The technology, innovation and imagination of the industry continues to startle and amaze. Cruising has moved beyond baked Alaska, buffets and shuffleboard to tattoos, rollercoasters and polar expeditions! Indeed, today a cruise exists to suit every preference and (almost) no destination is out of reach. The wealth of cruising options available to the public is immense. Big ship, medium ship or small ship? Alaska, Asia, Europe, Galapagos, Antarctica or a world cruise? Family fun, reunion or romantic getaway? Theme cruises? Broadway and Vegas style entertainment? The cruise industry continues to diversify and grow and so does the consuming public’s choices and options for cruise experiences.

Notwithstanding all the enticing bells, whistles, gimmicks and innovations, every new cruise ship still requires officers and crew to serve its guests and safely operate the vessel. As cruise industry technology continues to advance, the need for certain specialized training amongst the crew increases. Training and investing time to educate crew is not an inexpensive matter. For every new LNG powered vessel and innovative technologies in bow thrusters, propulsion & emission systems mean additional training and certification amongst the crew is needed. The newest generation of cruise ships crosses the spectrum of small mega-yachts to multi-thousand passenger-ships akin to a small city. For a seafarer, this diversity implies totally different work spaces, conditions and operations, thus different training.

With the expansion of the luxury sector, this creates a demand for crew that can provide superior service. Luxury brands tend to attract a repeating loyalty base of customers who acknowledge and expect consistent superior service. Many luxury operators focus on the guest-crew ratio, aspiring towards one crew member per paying guest. However, this means that these seafarers must often do multiple tasks to make up for the lack of other crew. Not every crew member is capable of delivering high-end 5- or 6-star service. To this end many luxury operators have their own schools or programs devised to provide specialized service training for certain crew to meet the high demands of its customers.

Perhaps the biggest pending expansion in the cruise industry is within the expedition sector. Traditionally these types of voyages were entirely destination driven but bare bones minimal so far as service and cuisine. The new expedition ships boast 5- and 6-star service complete with helicopters, submarines, decompression chambers and expedition leaders. The high degree of technology, service & innovation encompassed in these new vessels combined with specialized polar navigation rules and remote, isolated and longer itineraries implies a further need for specialized training and certification amongst crew.

All the above implies that as the cruise industry continues to grow and diversify the training and education of seafarers will also diversify and as a result continue to be more complex and costly. Accordingly, cruise operators should look to protect the substantial investments they are making in their crew in order to train them for these diverse cruise experiences. The LNG engineer, the personal butler and the expeditionary team leader are all seafarers, each with a unique skill set relative to the vessel they are employed on. Having to replace any of these jobs can be challenging. Accordingly, each of these crewmembers should be viewed as an asset to be protected and retained.

As part of any employee retention strategy, the offering of employee benefits should be highly considered. Indeed, many existing cruise companies have taken their obligations under the Maritime Labour Convention (2006) seriously and already provide some crew with a basic benefit package that includes insurance and retirement account(s). The new entrants into cruising should definitely take note. The diversification of the industry will require diversification of crew. Competition for competent and diverse crew will only increase over time but providing a menu of benefits to your crew can help to ensure that they remain happy in the job, and able to contribute to the company’s future successes.

MHG offers a diverse package of benefits for seafarers. Come and see us at Seartrade, Booth 2349!

Cruising always offered different options to the public however the pending industry growth and expansion of riverboats, luxury, expedition and other cruise experiences means that the future of cruising is all about diversity.

 

Smiling ship commander standing with his arms foldedThe cruise industry has always provided an amazing opportunity for those looking to travel as well as expand their career to something different from the norm. However, seafarers don’t simply step onto the gangway and into a job. A cruise operator must place substantial time and expense in sourcing, recruiting and training of its seafarers.

With the cruise industry currently on the verge of a massive expansion over the next 5-7 years, sourcing, recruiting, hiring, training, and ultimately retaining quality competent and qualified crew will be a critical factor for the successful cruise operator going forward. At last count, there was a minimum of 125 new cruise vessels on order. Remarkably, this growth expands across the spectrum of this industry, ranging from gigantic mass market behemoths to small, medium sized, luxury and expeditionary vessels. Accordingly, a conservative estimate of new seafarers to be sourced, hired, retained and required to crew this influx of diverse vessels is upwards of 150,000. With all this growth, and new cruise ships of all types and designs on the horizon, what steps have you taken to get yourself ready?

Crew Will Require More Specializations Than Ever Before

Not only will a plethora of new crewmembers be required, but the future of the cruise industry will entail more advanced crew specialization, including sectors that have never been seen before. The evolution of LNG (Liquid Natural Gas) power will necessitate new specialized technical education and training for engineers. Up to 40 new luxury vessels (and counting) implies a need for staff with a higher level of white glove, concierge service experience. The over 28 new expedition class vessels will look to combine LNG technology as well as luxury service, which will result in crew that may need to be specialized in several different areas to keep onboard staffing as low as possible given the smaller capacity of these ships. In short, the cruise industry overall will need to recruit, train, and retain a new generation of specialized seafarers.

How to Set Yourself Apart from the Competition

Retaining the best crew in the wake of industry expansion will only become more of a challenge as the demand for quality specialized crew becomes more competitive. Thus, having a long-term strategy in place for employee attraction and retention will be imperative. A happy and contented crew results in higher productivity, less turnover, and as a result, hopefully, increased revenue.

There are many factors that affect overall job satisfaction: working conditions, opportunity for advancement, workload & stress level, co-workers & management and of course financial reward. Increasingly though, financial reward cannot be limited to just money in the bank at the end of the month. The solution lies in an integrated employee benefits package; and this package takes on an increased level of importance as it not only affects the officer or crew member but potentially their dependents as well.

MHG Insurance Brokers offers different insurance solutions for many areas of business. Our years of experience in working with the marine industry can assist you in maximizing the overall value that a solid benefits package brings to the table. If you would like to discuss a rolling benefits strategy, or are interested in purchasing marine crew insurance, contact us at mhginsurance.com or call us at +1 954 828 1819 or +44 (0) 1624 678668. Our insurance specialists have the knowledge and experience to assist and guide you to the best coverage for your budget. MHG Insurance Brokers will be at Seatrade Miami this year! Come see us at booth 2349!

With the cruise industry currently on the verge of a massive expansion over the next 5-7 years, sourcing, recruiting, hiring, training and ultimately retaining quality competent and qualified crew will be a critical factor for the successful cruise operator going forward.

Kayaking and canoeing with family. Children on canoe. Family on kayak ride.Did you know MHG Insurance Brokers is offering Tour & Excursion Operators Legal Liability insurance, also known as Shore-Ex Insurance? Here’s more about our program.

The Basics

Shore-Ex Insurance is a package contingent liability program designed specifically for tour operators seeking to work with the cruise line industry. Depending on the nature of the business itself, the program offers three principal lines of insurance coverage that address the exposures of the operation in question.

1. Commercial General Liability- Responds to suits brought against you by third parties on the grounds of bodily injury and/or material damage caused by your negligence.

2. Contingent Watercraft Liability- Provides excess insurance coverage that sits on top of an underlying Protection & Indemnity (P&I) policy thereby increasing your overall limit of insurance.

3. Contingent Auto Liability- Provides coverage over and above any locally placed Commercial Auto policies for liability arising from the operation of your motor vehicles.

Highlights

· Includes worldwide jurisdiction, satisfying cruise line requirements.

· Limits up to $5,000,000 available.

· ‘A’ rated insurance carrier.

Types of Excursions / Tours that are Covered

The Shore-Ex policy offers coverage for a wide variety of excursions and tours. Whether your company offers sightseeing, scuba, paddle boarding, parasailing, ziplining or ATV tours among other activities, we can help!

We Work for You!

Let us focus on your insurance so you can get back to running your business. Even with the best intentions, accidents happen and it is important to have the proper insurance coverage in place to appropriately cover the day-to-day risks that you face. As a trusted partner of the cruise lines, we have been providing insurance advice and guidance to the cruise industry for over 25 years. Not only do our dedicated insurance specialists have the knowledge and expertise to pair you with the right policy, but our team consists of staff who were once underwriters for Tour & Excursion Operators Liability and who ran shore excursion companies worldwide. Whether you are setting up a new business and purchasing a policy for the first time or already have a policy in place, we can help.

Having proper insurance is important in every aspect of life. Here at MHG Insurance Brokers, we offer a variety of different solutions for many industry sectors. From Yacht Crew insurance, Property & Casualty, Ocean Marine insurance to Individual and Group Health insurance, even Life Insurance, we offer a comprehensive suite of tailored products to protect you, your family and your business. To avail of some advice directly from our team of experts, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would It Be?” If you are interested in purchasing a Tour & Excursion Operators Legal Liability Policy, or simply need some more information contact us at mhginsurance.com or call us at +1 954 828 1819 or +44 (0) 1624 678668. Our team of brokers have the knowledge and experience to consult with you on the best coverage for your budget, and can also assist you with any insurance questions you may have.

Did you know MHG Insurance Brokers is offering Tour & Excursion Operators Legal Liability insurance, also known as Shore-Ex Insurance? Here’s more about our program.

LYALL DUNCANFORT LAUDERDALE, FL (February 21, 2019) – MHG Insurance Brokers, the cruise industry’s benefit specialist, announced today that Lyall Duncan has been appointed as Director, Cruise Division. In this role, Duncan will oversee MHG’s Cruise Division, one of several business units within the MHG Group, and work to further strengthen and build new client relationships within the industry. He will be based in the company’s Fort Lauderdale office.

Duncan holds a law degree from the City University of New York at Queens College and received a Bachelor of Arts in Sociology and Criminal Law from St. Louis University in Missouri. A veteran of the cruise industry, Duncan joins MHG with more than 20 years’ experience in maritime, corporate, commercial, and travel law in the global market. Duncan has an extensive legal background and belongs to both the Florida and New York Bar Associations. Prior to joining MHG, Duncan served as General Counsel for a luxury cruise line.

“Throughout my time in the industry, I have learned that a comprehensive risk management program is vital not only to saving costs and increasing profitability but also as a means of ensuring retention of staff and maintaining a healthy and productive workplace” said Lyall Duncan. “Now as I sit on the other side of the table, I’m excited to speak with the industry about their short and long-term benefit strategies and help clients interpret and stay up to date on regulations and legislation affecting the cruise industry, especially in crew employment matters.”

Duncan will be supported by Sheree Lynch, Special Projects Director, Sherry Wertz, Cruise Division Administration Manager, and Kelly Morris, Claims Specialist.

“We have known Lyall for many years. As the cruise industry continues to grow and evolve, Lyall’s strong risk management background coupled with his experience working within the unique culture of the cruise industry makes him an ideal person to lead MHG’s Cruise Division” said Andrew Dudzinski, MHG CEO and Chairman.

MHG introduced crew benefits to the marine industry in 1991 and has since grown into a multi-discipline marine insurance brokerage and adviser. MHG released a ground-breaking report on the cruise industry’s shipboard benefits provision. To receive a copy of the Cruise Industry Benefits Report or to schedule an appointment to review the report and discuss your benefit strategy, please contact the Cruise Division at pr@mhginsurance.com or visit us at Seatrade Cruise Global, booth 2349.

About MHG Insurance Brokers

Established in 1991 in Miami, Florida, MHG Insurance Brokers is an independent, global, full service insurance brokerage and consultative facility. Through its extensive relationships with international underwriting markets, MHG develops and provides a full range of employee benefits, risk mitigation programs, property and casualty insurance and financial services all supported by comprehensive attention to service support for all of our clients. In the marine community, MHG is well known for its expertise in the Maritime Labour Convention (MLC 2006) and developing MLC-aligned crew insurance solutions. In the U.S., MHG provides group and individual employee benefits along with advice on federal regulations regarding the Affordable Care Act. For more information about MHG Insurance Brokers and the services we provide, please visit mhginsurance.com

MHG Insurance Brokers announced today that Lyall Duncan has been appointed as Director, Cruise Division. Read more!

Winter Sports: Are You Covered?

Little boy skiing on a winter day. The happy boy aged 7 is smiling. Sunny winter day.
When you hear pizza and french fries, it’s unlikely that your initial thought is to go skiing. For those that don’t know, pizza and french fries refers to the way you position your skis. Point your skis together so they form a pizza shape in order to slow down, or keep them straight like french fries in order to go fast. Now you’re ready to hit the slopes!

The stress of the holidays are over, and we are in what is generally the coldest time of the year. The snow has built up and should now offer perfect conditions for an adrenaline rush skiing down a mountain. Many people take this time to go on a ski trip, or snowboarding trip, etc. So start dusting off your skis and jackets, and begin making checklists to make sure you pack everything. Including insurance coverage for winter sports!

Dangerous

It’s no secret that skiing and snowboarding can be a dangerous hobby. While moving down the side of a mountain at exhilarating speeds can be the time of your life, there is also opportunity for you to injure yourself. According to the National Ski Areas Association, skiing and snowboarding are responsible for 44.7 serious injuries per year.

Be Smart

While that may be a scary thought, it shouldn’t keep you from enjoying yourself! It should just make you wary and want to fully protect yourself. In order to help avoid injury, make sure you are wearing proper protective equipment such as a helmet and other padding. Take beginner’s classes if you are going for your first time, or need any refreshers if it has been awhile. Practice on easier slopes before trying to go on the more dangerous areas, and don’t try to “keep up” with those who may be much more experienced than you.

Coverage

If you are traveling abroad to go on a ski trip in the coming months, you should consider purchasing a travel insurance plan, if you haven’t already. In addition to travel insurance, you should also be looking to add coverage for extreme sports. Some travel insurance policies already include coverage for extreme sports, others you may have to purchase the extra coverage as an add-on to your current policy. Either way, it’s imperative that you look at your policy in order to determine if you will be covered for any medical attention that is needed from experiencing an injury while on the slopes. Here is a link to some more information of a plan that we offer here at MHG Insurance Brokers.

For more help on traveling abroad, read our previous blog, “Tips Everyone Should Follow When Traveling Abroad,” and don’t forget to pack your travel insurance! Not sure which plan is right for you? Speak with the insurance specialists at +1 954 828 1819 or +44 (0)1624 678668 or visit us at mhginsurance.com to help identify the right travel insurance plan for your particular situation. Safe travels and don’t forget, pizza and french fries!

Are you planning to take a ski trip in the coming months? Read more!

White yacht at the marina in the evening.Bon Voyage! It’s time to set sail on your dream career, and it may not have been one you originally considered!

Working as a crew member on a superyacht can be a very fulfilling job. At one point it was considered a job that you can do for a few years while you are young before settling down, and make/save as much money as you can before transferring to a position on shore. However, things are changing, and changing fast. More and more individuals are considering becoming a superyacht crew member as a career choice, find out why.

See the World

One of the most popular reasons people consider becoming a crew member because it is a means to see the world. Scratch that, get paid to see the world. How many jobs do you know of that pay you to travel to some of the world’s most beautiful locations?

Becoming More Appealing

Through the years, there have been more legislation and maritime laws put in place to make becoming a crew member more appealing. Many of the laws protect crew and require owners to provide insurance coverage and other benefits to crew, making the position more attractive.

Professionalism

Working onboard a yacht now often requires an extensive level of professionalism. There is much more to it than helping to keep up a boat while getting to sail around the world. You are serving guests who are paying for and expecting a high level of class and service, and the yachts are becoming more and more sophisticated. If you go through all the training, then there’s a good chance you will want to make it a long term career.

Room for Growth

There are many different positions on a superyacht crew. From Deckhand, to Captain, there are plenty of opportunities to move up the ladder. Yachts are being built every day, and those new positions must be filled by someone, preferably with some experience.

Great Compensation

Superyacht crew members can make a great salary. The amount of money you make usually coincides with the size of the yacht you are working on. Not only is the money great, but while working onboard you can save a large portion of it because you won’t need to spend much while on a yacht. You live on the vessel, so there is no rent, and your food is normally also covered.

While the money may be great, there is a catch. You will be required to be away from home and/or your family from home for long periods of time. This may be why a career choice is often for those who are single.

Highly Specialized Field

Anyone can become a crew member, but no one can become one overnight. Working onboard a yacht can require you to have training that is highly specialized. Whether you are the person setting the tables, or the person cooking the food, there are training and classes one must take before working at sea. Depending on the position, you may need a combination or training, licenses and certificates, and practical experience.

There are many reasons why being a yacht crew member is a great career choice, however it is a big decision to make. It will require a lot of dedication and commitment, so do your research in order to assure that this is the career of your dreams.

Having proper insurance is important whether you are at sea or docked at a shipyard. MHG is your specialized broker when it comes to crew insurance. Our insurance specialists have the knowledge and experience to find the policy that works best for you. If you are interested in purchasing, or have any questions about yacht crew insurance or travel insurance, please contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com.

Bon Voyage! It’s time to set sail on your dream career, and it may not have been one you originally considered!

African man browsing work opportunities online using job search computer app, black jobless seeker looking for new vacancies on website page at laptop screen, recruitment concept, rear close up viewEver wanted to work on a yacht?

Being part of a yacht crew can be a fulfilling career experience. Getting to travel the world, sail the open seas and meet new people, are just a few of the many benefits of joining a yacht crew. From first glance, it seems like a no brainer, this profession may be one of the best career paths you can choose. However, there are further assessments one must take when looking into a new position. That goes for those who are looking to get into the profession, as well as those who are currently part of a crew that are looking to jump ship. Follow these tips to help you decide what you should be looking for in a new yacht crew position.

Don’t Just Look at Money

Have you ever heard the saying, “Cash is king!”? Making money in life is important, but it isn’t the only thing you should be focused on. Your happiness is as important as making money. Don’t let salary be your only motivator when looking at a new yacht crew position, or any job for that matter.

Check Out the Itinerary

For some, the itinerary of a yacht is an important dictator of whether they will want to fill a position on a certain yacht. There are parts of the world that some do not want to visit for personal reasons, and there are some who may have spent a large amount of time somewhere and want to see a different part of the world. Just remember that itineraries can easily change, so be flexible and consider all the factors before deciding.

Don’t Be Seasonal

Depending on where you’re located, the yachting business can be very seasonal, with some parts of the year being busier than others. But just because it may be a seasonal industry, doesn’t mean you should be a seasonal worker. Yacht captains like to hire individuals who have proven longevity and commitment. If you are looking for a seasonal job, you may need to look elsewhere.

More than Just a Job

Working as part of a yacht crew is more than just a job, it’s a lifestyle. Being away from family for months at a time and living in close quarters with others for long periods is not for everyone. It’s clear to see how it may be taxing for those who are not fully committed. There is a lot to be sacrificed, however the rewards can be well worth it.

Benefits are Important

Sometimes, the benefits that are offered by a job can be just as important as the income. That is because those benefits will have a variety of different coverages depending on the program the yacht has for the crew. When looking at a new position, you must try to make it a priority to review benefits such as health insurance coverage, disability insurance, life insurance, etc. That’s just one area where MHG is here to help!

Having proper insurance is important whether you are at sea, or docked at a shipyard. MHG is your specialized broker when it comes to crew insurance. Our insurance specialists have the knowledge and experience to find the policy that works best for you. If you are interested in purchasing, or have any questions about yacht crew insurance or travel insurance, please contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com.

Follow these tips to help you decide what you should be looking for in a new yacht crew position.

Shot of a businessman using a digital tablet while woking late at the officeWorking onboard a superyacht can be a very fulfilling job. You will probably receive great benefits, have unforgettable experiences, and develop lifelong relationships. While there are many positives to working on a yacht, there are still aspects of the job that can be quite taxing on someone, and make them consider transitioning to a job onshore. If you find yourself wanting to settle down, and have a more stable position, the following is a list of things you need to consider when transitioning from a yacht crew member to working a 9-5 job!

Pay

Wages for yacht crew members are unique to each position. Crew members can make anywhere from $25,000 per year to upwards of $250,000. If you have been part of a yacht crew for an extended period of time, and worked your way up the ladder, there is a good chance that when transitioning to a corporate job, you will be making less money than what you have become accustomed to working onboard a yacht.

Expenses

Something else that must be considered by yacht crew who are transitioning to a 9-5 job is the additional expenses that you are going to incur. While working onboard a yacht, you don’t have to worry about expenses such as rent, car payments, grocery shopping, etc. These are expenses that are sometimes unavoidable in order to live. Also, many times people assume the cost of living is a lot less than it actually turns out to be in the end.

Work Environment

The work environment in an office is much different than on a yacht, so you may experience a bit of a culture shock. While working on a yacht, you are usually on call 24/7, and much is expected of you. Go above and beyond to keep guests happy, as they are usually paying top dollar. While you should still go above and beyond in any workplace, working in an office won’t require the same demands. For example, if something is broken on the vessel, you may be required to get your hands dirty and do some physical labor. Working in an office typically doesn’t require much physical labor.

Rules

Rules are rules, and they are not meant to be broken if you wish to have a successful career. An office setting has different rules than a yacht. There are privacy laws regarding clients, privacy laws regarding colleagues, local government laws that must be followed, possible federal ones, and everyone’s favorite, HR. Working in close quarters allows people to become close and maybe develop special relationships that may be inappropriate for the corporate world.

Benefits

The employee or job based benefits that people get working in corporate positions are different than those of people working on a yacht. For one, many places only cover 50% of your health insurance, while onboard a yacht it is usually covered 100%. Also, most jobs will offer some sort of retirement planning program like 401K that you can use to prepare for retirement.

Something to keep in mind if you are working for the United States for the first time is that the U.S. does not have socialized healthcare like many European countries do.

Having proper insurance is important whether you are at sea, or docked at a shipyard. MHG is your specialized broker when it comes to crew insurance. Our insurance specialists have the knowledge and experience to find the policy that works best for you. If you are interested in purchasing, or have any questions about yacht crew insurance or travel insurance, please contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com.

If you find yourself wanting to settle down, and have a more stable position, the following is a list of things you need to consider when transitioning from a yacht crew member to working a 9-5 job!

524710540RELEASE DATE: 5/12/18

The results of new research into the welfare needs of superyacht crew were announced on Monday at a seminar held at Inmarsat’s headquarters in London.


The International Seafarers’ Welfare and Assistance Network (ISWAN) partnered with MHG Insurance Brokers to conduct a survey of seafarers who work on superyachts to investigate welfare issues specific to the sector, backed up by in-depth interviews and diary studies. Based on responses from 402 superyacht crew responding to the 50-question survey, the report finds:

· 82% had experienced low crew morale ‘sometimes’, ‘often’ or ‘always’

· 77% of women, and 55% of men, had experienced problems with on-board leadership ‘sometimes’, ‘often’ or ‘always’

· 67% ‘usually’ or ‘always’ felt rested in port

· 79% were on permanent contracts

· 51% were satisfied with their leave entitlement

· 57% of women and 39% of men suffered from social isolation or loneliness ‘sometimes’, ‘often’ or ‘always’ while working on board.

Yachting offers wonderful opportunities and this side was revealed in the report in quotes including: ‘Yachting delivers beautiful adventures to remote parts of the world…at a fraction of a cost that any other occupation can offer.’ It is also a hard life physically: ‘…you work bloody long hours without a day off in weeks during charters.’ The report covers the very good side of working on superyachts, without shying away from areas where improvements can be made: ‘I know a lot of yachts look after their crew but a lot don’t.’

The recommendations of the report include the following:

· Improving recruits’ knowledge of what to expect on board before they go to sea

· Improved support for seafarers who are coming out of the superyacht sector

· Raising awareness of what support for wellbeing is out there for seafarers, and widening distribution of welfare materials and information to include yacht crew

· An increase in the availability of rotational posts, which would make a concession to family life

· Enabling more time for rest and relaxation

Rob Myers – Senior Director, Large Yacht and Passenger at Inmarsat, the seminar host – opened the launch in London by introducing Inmarsat’s recent work on improving superyacht crew communications. Dr Olivia Swift, who conducted the research for ISWAN, presented the results to delegates and a panel then addressed three key discussion points stemming from the report: gender, religion and leadership. The panel members were:

Andrew Wright – Secretary General at The Mission to Seafarers

Karen Passman – Founder of Impact Crew

Peter Dudzinski – Director, Underwriting Services at MHG Insurance Brokers

Nicola Morgan – Director, Recruitment Manager & Shore Based Positions at wilsonhalligan

Danny McGowan – Strategic Organiser at Nautilus International

Richard Le Quesne – Financial Director & Honorary Treasurer at the Professional Yachting Association

Commenting on the report, MHG Insurance Brokers’ Chairman and CEO Andrew Dudzinski said: ‘How can we expect to recruit and retain loyal crew tomorrow if we don’t understand their welfare concerns today?’

The research was described by seminar delegates as ‘long overdue’ (Dùghall macLachlainn, a superyacht captain), at the ‘forefront of development of crew welfare’ (yacht recruitment agency wilsonhalligan), and ‘a step in the right direction for the future of superyachting in a modern world’ (Sara Ballinger, Crew-Glue).

ISWAN’s Executive Director Roger Harris said: ‘The research highlights some real concerns of crew working on superyachts that need to be addressed by the sector. We are grateful to MHG Insurance Brokers for funding the research and to The Mission to Seafarers for supporting it.’

Andrew Wright, Secretary General at The Mission to Seafarers, said: ‘I was absolutely delighted to attend the excellent superyacht seminar. The findings of the study confirm my own experience of the industry and were properly thought-provoking. This is an area of need which has been insufficiently on the radar of most maritime welfare organisations. At The Mission to Seafarers we are determined to take forward current discussions. Working with partners, we are looking to develop appropriate kinds of support, focused on identified areas of need and using our particular skills and experience.’

The report can be downloaded here: www.seafarerswelfare.org/resources/publications/the-welfare-of-superyacht-crew.

For further information, please contact:

Tom Holmer

ISWAN, Croydon, UK

Telephone: +44 20 8253 0163

tom.holmer@iswan.org.uk

Mobile: +44 7807 311852

Diana Gonzalez

MHG Insurance Brokers, Florida, USA

Telephone: +1 954 548 3581

dianag@mhginsurance.com

Mobile: +1 954 232 2957

The results of new research into the welfare needs of superyacht crew were announced on Monday at a seminar held at Inmarsat’s headquarters in London.