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SANDRA HEMINGER 2The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know Sandra Heminger!

Before MHG

Prior to working for MHG, Sandra was the Personal Lines Manager for Bateman, Gordon and Sands, and prior to that was the Agency Operation Manager for People’s Trust. Her prior work experience in commercial and personal lines sales and underwriting made her a top candidate for MHG.

Sandra’s MHG Timeline

Sandra started at MHG in June of 2015 as an Account Executive in the Property and Casualty Division, and did not take long to become a key member of the MHG team. In September she was promoted to Broker which is her current title. When asked about her favorite part of the job, her response was, “My favorite part of my job is showing people different ways to manage their business’s risk exposures.  I like helping them find solutions and helping them solve problems.”

Community Involvement

Sandra has always been involved in rescuing animals, and has rescued three Thoroughbred horses this year alone. She is very dedicated to bringing awareness to the abuse of animals, especially in the South Florida area. She also volunteers with Abandoned Dogs Project in the Redlands which helps to feed and rescue dogs that are dumped there by their owners. She and her husband also volunteer as foster parents for A Way For A Stray, which is a local rescue that takes on some of the most difficult dogs that need medical and behavioral rehab. Lastly, Sandra is also a big supporter of HiCaliber Horse Rescue, who save horse from being shipped to slaughter in Mexico.

Personal Interests

Outside of work, Sandra mainly spends time with her family and their seven horses. She has been rescuing horses with her sister since they were kids. She and her husband also enjoy boating and fishing.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

It's MHG's 25 th Anniversary, which means you should get to know us!

JW HAAGENSEN 1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know one of MHG’s longest tenured employees, JW Haagensen!

Before MHG

Prior to working at MHG, JW worked at a turbine engine part manufacturing facility while waiting to attend motorcycle mechanic school. After September 11th, there were cutbacks and he was eventually laid off. Just around that time JW’s father, John Haagensen, founder and MHG President, asked JW to come and work for him. Thirteen years later, JW is one of MHG’s most experienced sales associates.

JW’s MHG Timeline

JW started at MHG on January 1st, 2003. His first position was Sales and Marketing Associate. At that time, there wasn’t a Marketing Department or the Sales Team that MHG currently has, so in essence JW was a one man show before the company grew and expanded into new ventures requiring them to bolster their staff. Over the years JW has changed titles several times however he has been doing individual sales for the past 13+ years. His current title is Account Executive, Inside Sales. He is in charge of MHG’s inside sales and works with yacht captains, crew members, contractors, concessionaires, individuals, and families.

Personal Interests

JW has several hobbies including boating, cars, and of course motorcycles. He loves being out on the water and cruising around town. He is also an animal lover and regularly helps an animal farm and orphanage in South Miami with his girlfriend, Jeannie.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

It's our 25th anniversary, which makes it a perfect time for you to get to know the MHG team!

jeremy1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know Jeremy Scarlett, Marketing Associate!

Jeremy’s MHG Timeline

Jeremy has been with MHG for 2 years. Hired in September 2014 fresh out of the University of Central Florida, he started out as an intern in our marketing department. As a recent graduate, Jeremy quickly became a valuable member to the MHG team due to his ambition, work ethic, and fresh knowledge and thus was offered a permanent position which is the title he holds today. Some of his responsibilities include managing MHG’s online presence including our social media pages, assisting in event planning, and is involved in a number of marketing projects. Although his career is young, the future looks bright for Jeremy, and we look forward to being a part of it!

Community Involvement

Community service has been important to Jeremy dating back to his college days, as he was a regular volunteer at Junior Achievement of Central Florida where he taught business classes to middle schoolers, and the Young Men’s Leadership Program where he was a student mentor. Today he is involved with Kids in Distress, Inc. (KID) and the Children’s Diagnostic and Treatment Center (CDTC) which are two organizations that are important to many of MHG’s employees.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

Get to know our Marketing Associate, Jeremy Scarlett.

kriss2The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know the Operations Assistant in our Isle of Man office, Kriss Lane.

Before Joining MHG

Before joining MHG, Kriss had various jobs, most recently a department manager at Tesco Supermarket. Prior to being a department manager, Kriss spent seven years as an office manager at a financial advisor institution.

Kriss’s MHG Timeline

Kriss joined MHG in 2014 as an Operations Assistant. His experience as a manager, especially within the finance sector, helped him in making the transition to insurance and made it easy to understand the industry since the finance and insurance industries are quite similar. When asked about working for MHG, Kriss responded saying “I enjoy my time in the office working for MHG. We have a great, friendly team here and our relationship with the Hamburg and Florida offices is quite unique, in the best way possible.”

Interesting Facts

Kriss moved to the Isle of Man in 2000 with his wife Cathy, who is also our Director of Operations in the Isle of Man office. He is an avid fan of music and film and has some experience behind the camera as a make-up effects artist, which came about from his love of all things Sci-Fi & horror. Another very cool nugget about Kriss is that he plays guitar in a local cover band named Fugue State, which was inspired by the hit TV show Breaking Bad.

Community Involvement

Kriss has participated in various charity events around the island, the most recent being during this year’s Isle of Man T.T. Festival where he along with others took part in an all day concert that raised over £10,000 for local charities.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

Let’s get to know the Operations Assistant in our Isle of Man office, Kriss Lane.

StaffPhotos-ClaytonThe bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know someone who is always out and about. Clayton Swart, Manager, Business Development!

Prior to Joining MHG

Originally from Durban, South Africa, Clayton attended Varsity College where he studied marketing. Upon completing his studies, Clayton moved across the Atlantic Ocean to sunny South Florida in 2001 where he began working on yachts. After a short and fulfilling career as being a yacht crew member, Clayton decided it was time to transition to a position on shore and put his marketing background to good use as he began selling yachts for a top yacht broker.

Clayton’s MHG Timeline

Clayton joined MHG in March 2013 as a Business Development Manager for the Luxury Yacht Division. Clayton’s extensive first-hand experience in the yachting industry helps him to decipher what exactly yacht crew members need in an insurance plan. Today, Clayton continues to sell yacht crew insurance in addition to U.S. life and health insurance.

Interesting Facts

Working onboard a yacht, Clayton has sailed around the world, catered to a number of celebrities, and even met his wife Aran. He is always out and about visiting clients, traveling to boat shows, or attending local events. He is famous for his colorful pant collection which are often the talk of any event he is attending. Also, being from South Africa, he is a die-hard rugby fan and huge Springbok supporter.

Community Involvement

Clayton is currently a board member of the U.S. Superyacht Association, and was an integral part of developing USSA’s SET Plan. He is also a supporter and regularly attends events for the Marine Industry Cares Foundation (MICF) and the Children’s Diagnostic and Treatment Center (CDTC).

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

It takes a special group of people to make insurance fun, which is why you should get to know us! Meet Clayton Swart, Manager, Business Development!

Joanna1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know Joanna Drysdale, Manager, Underwriting Services.

Before MHG

Before joining MHG, Joanna worked at a local general insurance broker for eight years where she learned the skills of patience and diplomacy.

Joanna’s MHG Timeline

Joanna joined MHG in 2011 as International Insurance Specialist. [JD2] She claims that working for MHG has changed her life and helped her to learn how important it is to have a happy work culture. Joanna now holds the position of Manager, Underwriting Services and when asked how she now feels about her employer, her response was “I genuinely love our team and MHG’s corporate ethos!”

Interests

Joanna is a vegan, and loves to cook and discover new cuisines, however her favourite right now happens to be Lebanese and other Middle Eastern dishes. Joanna loves walking her dog on the beautiful Isle of Man beaches, reading, listening to music, and spending time with friends and family. Joanna also happens to play the flute in the Isle of Man Wind Orchestra. She spends quite a bit of time reading up on current affairs and politics and loves listening to non-fiction podcasts like Radiolab and the BBC’s “From Our Own Correspondent”. Oh, and if you are curious to know what kind of music she likes, she loves Ben Folds, the Dixie Chicks, and Stevie Wonder!

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

MHG is celebrating its 25th anniversary this year, which means it's a perfect time to reflect. What better way to do that then getting to know our team!

Mark Bononi - high resThe bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know the Director of our Luxury Yacht Division, Mark Bononi!

Mark’s MHG Timeline

Mark has been with MHG for almost 11 years. Hired in June 2005, his first position at MHG was as Account Assistant in the Cruise Division. Within a few months, he transitioned to the same position in the Luxury Yacht Division. After proving to be a valuable member of the team by going above and beyond for clients, Mark was promoted to Director of the Luxury Yacht Division, which is the position he still holds today.

The Luxury Yacht Division has experienced a great deal of success under Mark’s leadership. Today, MHG insures 5 times as many yachts than when Mark originally took over several years ago. This includes over 20% of the top 200 largest yachts in the world!

Community Involvement

One of Mark’s many passions is community involvement. He is a regular volunteer at several charity and community events. We can also thank him for the Spin-a-thon, as he played a key role in helping organize the event which raises money for the Marine Industry Cares Foundation. Other organizations he continues to be involved with are Kids in Distress and Children’s Diagnostic and Treatment Center. His strong work ethic and his passion for charity and the community is one of the many reasons Mark is well respected in the marine industry and within local businesses.

Mark was elected to USSA board of directors as membership chairman and served 6 years. Other organizations he has been associated with include International Superyacht Society, Florida Yacht Brokers Association, Marine Industry Association of South Florida, and the Fort Lauderdale Mariners Club.

Service

Mark is committed to customer service, and has continued to make sure clients receive the highest level of support. He is an amazing advocate for crew and is insistent on helping clients through claims. He also is passionate about educating on health insurance, which includes weekly appearances at yacht crew training schools.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

MHG is celebrating it's 25th anniversary! It takes a special group of people to make insurance fun, which is why you should get to know us!

london The Isle of Man Maritime Group is hosting an evening reception during London International Shipping Week 2015 at historic Trinity House. LISW is one of the highlights of the maritime calendar with more than 100 industry events taking place in London from September 7-11. It is aimed at the movers and shakers from the international shipping and superyacht community. 

 

As official sponsors of LISW 2015, the Isle of Man Maritime Group’s “Nautical by Nature” event on September 8 will lead guests on a journey through the Island’s rich seafaring heritage to its current position of maritime centre of excellence.  Manx actors and musicians will bring to life the legacy of the Vikings; introduce the ringleaders of the Mutiny on the Bounty; remember the courage of Captain John Quilliam who was First Lieutenant on HMS Victory and set the scene for the inspiration of Sir William Hilary, who founded the RNLI

The music and drama will be showcased in the historic surroundings of Trinity House, the remarkable 18th Century headquarters of the Corporation of Trinity House, which has maintained British lighthouses since the 16th Century. Guests will be met by Isle of Man’s own sea cadets and guided up the grand, sweeping staircase to a reception on the first floor. All the rooms will be open to guests including the Pepys Room, the library and the reading room. 

Isle of Man Maritime Group Chairman, Bruce McGregor said: “LISW is the ideal opportunity for us to promote the wealth of maritime services and experience delivered on the Isle of Man. This event will celebrate our rich seafaring tradition and how we have evolved into a modern, technically astute global centre of excellence.” 

Guests at the reception will be able to meet representatives from the Isle of Man Maritime Group including the IOM Ship Registry; IOM Shipping Association; IOM Superyacht Forum KPMG; Bernhard Schulte Shipmanagement (Isle of Man); Döhle (IOM) Group of Companies; PDMS Maritime; Simcocks Advocates; MHG Insurance Brokers; Affinity Management Services and InterManager. To register for the event please visit the group’s website at www.iom-maritime.com or contact the group at enquiries@iom-maritime.com If you would like speak to someone from the group in more detail please contact Bruce McGregor on +44 (0) 1624 664000. 

LISW 

LISW will be the ‘must attend’ event of 2015, offering over 100 industry functions and unique networking opportunities for leaders across all sectors of the international shipping industry – regulators, charterers, ship owners, ship managers, bunker suppliers, lawyers, ship brokers, bankers, insurers, insurance brokers, commodity traders and brokers, ship suppliers, port operators, shipping service providers and many more. The UK is the leading centre worldwide for the supply of a broad range of professional and business services to the international maritime community, accounting for 21per cent of premiums in international marine insurance, over $64bn in committed ship finance (or 15per cent of the world loan book) and it has the largest concentration of legal service firms specialising in the sector.  London is also the predominant supplier of shipbroking services worldwide and is the major player when it comes to maritime dispute resolution. London is also home to the second biggest port in the UK. For more information, please visit www.londoninternationalshippingweek.com

The Isle of Man is "Nautical by Nature"

college graduateGet your caps and gowns ready because graduation season is in full swing across the country! Soon, hundreds of thousands of young adults will be looking to start their first job which will hopefully lead to a long and successful career. However, if you haven’t heard, the job market is tough out there, and in many cases, there are more candidates than available jobs. This makes for an increasingly competitive job market, with potential prospects doing whatever they can to get a competitive edge, or get one up on the competition. As an employer it can be quite overwhelming if you’re looking to fill new positions with fresh talent. In many cases, you may be bombarded with potential candidates, some of which may not even have the skills or requirements that you are looking for. However, if you’re lucky, you may find multiple, qualified candidates. If you find yourself in this situation, it can be hard selecting just one. Keep these tips in mind in order to not only find a candidate who is qualified, but also one who will be a perfect fit within your company.


Make Your Expectations Very Clear 

It is very likely that the candidate you are interviewing is not familiar with some of the industry jargon that you use around the office. It is important to be very clear with your expectations, job descriptions, and qualification requirements. Try to avoid using general statements and broad descriptions. For example, instead of saying this job requires good communication skills, be specific on how and what they need to be good at communicating such as, the ability to communicate orally and verbally to a large group. 

Do They Know What They Want to Do?

Many young adults aren’t quite sure what they want to do with their life, even after graduation. While this is perfectly normal, try to hire a candidate who knows exactly what they want to do. Someone who may still be figuring out what they want to do with their life, may discover that they do not like what they are doing, which can lead to having to hire and retrain someone which can be a waste of time and money. 

Passion Can’t Be Taught 

While experience is very important, there is no class that teaches passion! A passionate worker often leads to a dedicated worker. It’s always good to have someone who takes pride in their work, and someone who truly wants to be successful around the office. Hopefully they’ll rub off on others too! 

Help Them Succeed! 

Keep in mind that if you are hiring someone fresh out of university, there is a very good chance that this will be their first “grown up job.” Expect some mistakes to be made along the way. This is your chance to teach good habits and mold them into a strong, successful worker you want them to be. After all, the more successful they become, the better you look, and the more successful your company will be. 

Try an Internship 

Sometimes, no matter how extensive the hiring process is, you can find that later down the road that the person you thought was a perfect fit, is actually the complete opposite. To help avoid this situation, use a “trial run” to make sure the prospect isn’t “too good to be true.” Internships can often help in this area. Not only is it non-committal, but also leaves you in control. If during the internship they prove themselves to be a perfect fit to your culture, you have the opportunity to offer them a permanent position! 

Finding new employees to join your team can be an arduous task, but a good workforce is critical to a company’s success, and it all starts with the people you hire. Once they’re hired, keep them happy and dedicated by offering great benefits! Whether you are buying group health insurance for the first time or looking for an alternative to your current plan, the Insurance Specialists at MHG are happy to help! For help understanding some of the tricky health insurance lingo, read our previous blog, “Health Insurance Terms 101.” Call us at 954-828-1819 or visit us online to learn more about medical insurance, dental and vision packages, long and short-term disability, life insurance and gap insurance. Let our insurance specialists find you and your group the best insurance available for your requirements and budget.  

Hiring the Best College Graduates

cupidLove is in the air! It’s almost Valentine’s Day, and we thought it would be great idea to make sure Cupid has the proper insurance coverage that he needs. Especially since the day after his busiest day of the year is the Open Enrollment deadline for federally approved health insurance. Just to make sure we’re all on the same page, that day would be February 15th! But enough about that, Cupid is in need of proper insurance in order to get ready for his big day. Be on the lookout for arrows!


Health Insurance 

The first insurance that Cupid would need to have is health insurance. Cupid can’t afford to get sick and be out of commission with the flu going around, especially during his busiest time of the year. In the unfortunate event he does get sick, or has a medical issue, having health insurance will allow him to see a doctor and get the proper treatment to get him back on his feet (or wings) quickly, and get back to being everyone’s favorite matchmaker. 

Travel Insurance 

In order for Cupid to work his magic around the world, it’s important for him to have a good travel insurance plan. There is a lot of work to be done for that one little person, and that includes a lot of flying and traveling in order to get around to everyone. Who knows, he could have to travel to several countries in one day, probably around the whole world on February 14th. So he would need to have good coverage no matter where he goes. 

Life Insurance 

“Why would Cupid need life insurance? It’s not like he’s taken the time to settle down and start a family of his own, he’s too busy helping others fall in love and settle down.” That may be true, but in the event that he gets shot with one of his own arrows and falls in love, he can already be prepared with good coverage. After all, you never know what will happen. Oh, and also the younger you are the better chance that your premiums will be less expensive.

Business Insurance 

The business of falling in love can have its ups and downs. On the off chance that Cupid may have gotten it wrong, he needs his business to be protected from lawsuits, injuries, and defamation from angry clients. He wouldn’t need to worry about other workers injuring themselves on the job because he is a one man (or boy) show. But even without a workforce, his business needs to be protected.

 As said before, don’t forget that the Open Enrollment deadline is February 15th! If you are interested in purchasing health insurance, we recommend that you look into it soon. For more information on the open enrollment deadline and possible penalties, read our previous blog Affordable Care Act Penalty and Effective Dates. Also, if you are interested in purchasing travel insurance, life insurance, business insurance, or expat insurance, please contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. MHG Insurance Brokers has the insurance specialists to assist and advise you in selecting the plan that best suits you, your family, or group. We would also like to wish you and your significant other a Happy Valentine’s Day!

What Insurance Should Cupid Have?