538602500Summer is right around the corner! Which means many of you have been hitting the gym and eating healthy to get the perfect summer body. But being healthy and having a summer body are not one in the same. As an insurance broker, we want to promote wellness and wellbeing amongst people. So, what better time to start following some healthy living tips than the summer time. The weather is nice and warm, people are outside and active, so let’s take it to the next step and create some positive lifestyle changes that will only benefit us. After all, the experts say if you do something every day for 30 days it will become a habit.

Eat Right!

The summer time is the best time for fresh produce. While fruits and vegetables all have a season, the summer offers an abundance of choices for you to eat fresh food. Visit your local farmer’s market, or even go pick your own fruit and vegetables if you can. Try to limit foods and drinks high in calories, sugar, salt, fat, and alcohol.

Be Active!

Eating right and staying active are two of the most important things one can do to maintain a healthy lifestyle. Try to be active for at least one hour a day. Include activities that raise your breathing and heart rates and that strengthen your muscles and bones. Go outside and go for walks after dinner, take the kids to the park, join a sports league, go to the beach or pool and go for a swim; these are just a few of the many activities you can do to help stay active during the summer. Physical activity helps to maintain your weight, reduces high blood pressure, heart attack, stroke, and several forms of cancer. Arthritis pain, depression and anxiety symptoms are also reduced by physical activity

Hydrate!

Did you know that you should drink about a gallon of water per day? Drinking enough water will benefit you in more ways than one. While the temperatures are hotter, staying hydrated is important. Drinking your fluids will also help your skin, increase brain activity, and also help you lose weight!

Get Away!

Who doesn’t love to go on a summer vacation? Remember to balance work, home, and play. Everyone needs a break from time to time, and with the kids being out of school, the summer is a perfect time for a family getaway. However, it is important to also disconnect. Just because you go on a trip doesn’t mean it will do you any good if you aren’t properly disconnected.

Protect Yourself!

When out enjoying the summer days, remember to wear sunscreen and insect repellent. Try to stay in the shade if you can. While catching some rays is good for you, only in moderation. Also, protect yourself and your family from injuries with seat belts, helmets, and protective sports equipment when partaking in outdoor activities.

Sleep!

Adults should be getting 7-9 hours of sleep every night, and children even more. I know we have all heard the saying “I’ll sleep when I’m dead” or “I’ll catch up on sleep on the weekend”, but those couldn’t be further from the truth. You can’t catch up on sleep, and without proper rest, your body will respond accordingly.

Schedule and Appointment!

Stay on top of your health and remember to schedule regular checkups for you and your family with your doctors. Discuss your health problems and risks and devise a plan for improvement. Find out what exams, tests, and shots you need and when to get them. Don’t forget about visiting the dentist too! Keeping your teeth in good shape is another good way to keep certain health problems from arising.

A little prevention goes a long way to help ensure a long and healthy life. Check with your broker to see if your health benefits plan covers for those regular checkups, tests, and shots. It is important that you know your coverage before you need it. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Contact us at mhginsurance.com or call us at +1 954 828 1819.

What better time to start following some healthy living tips than the summer time.

513422160Saving money is something everyone should be interested in. Especially when it comes to insurance premiums. That is even more the case when it comes to life insurance premiums. In many cases, life insurance is viewed as a luxury. We couldn’t agree less as it should be a necessity, no matter what stage of life you are in. But, that doesn’t stop us from helping people and advising them on ways they could potentially save money, which may motivate them to get the insurance coverage they need. If you have been looking to get a life insurance policy but are turned off by the cost, the following tips may help you get the life insurance coverage to protect your loved ones.

Do Your Research

There are several different types of life insurance policies, but the main two are whole life insurance and term life insurance. Whole life insurance will offer you coverage for the duration of your life, and offers many other benefits. Term life insurance offers you coverage for a period of time, such as 25 years. While having a whole life policy may offer better and more complete coverage, a term life policy tends to have a lower premium.

In addition to figuring out what type of policy you are looking for, you should also look at different companies. Shop around and try to find which insurance company will give you the best deal.

Stop Smoking

It’s no secret that smoking is bad for health, and the healthier you are, the lower your premium will likely be. Insurance companies base your price on risk. Since smoking causes several different diseases, you will be seen as a higher risk client which will then increase the premium you must pay.

Get Insured at a Young Age

Just like with smoking, the older a person is the more likely they are to develop health problems. This should incentivize you to get coverage when you are young and seen as less of a risk. Many people wait to get life insurance to save money in the meantime. However, you will save money in the long run by getting life insurance now!

Get the Proper Coverage Amount

One of the items that dictate the cost of your insurance policy is the pay-out. Some people want a lot of coverage because they see a large number, however you can calculate how much coverage you need! While having a million-dollar life insurance policy is great, you may be able to cover everything and everyone you wanted at half that amount. Talk to your insurance agent to help you formulate a plan and get an idea of everything you should be covering.

There are many things to take into consideration when making the decision of which type of policy is best for you, your family, or loved ones. For help trying to figure out which policy is best for you, read our previous blog, “What Are My Life Insurance Options?” Are you interested in purchasing Life Insurance or International Life Insurance? Would you like some more information regarding Life Insurance options that are available to you? Would you like to ask some questions to a Life Insurance expert? If the answer to any of these questions is yes, please contact us 954-828-1819 or visit us online at mhginsurance.com and talk to one of our insurance specialists for help in selecting Life Insurance and other coverage to ensure that you and your loved ones have the protection you need at every stage of life.

If you have been looking to get a life insurance policy but are turned off by the cost, the following tips may help you get the life insurance coverage to protect your loved ones.

500047464You know what they say about real estate, “location, location, location!” There are few better locations to live than in sunny South Florida, Fort Lauderdale to be specific. Minutes away from the beach, vibrant downtown city life, and a growing suburb population, Fort Lauderdale has everything you are looking for in a place to call home.

One of the most glaring is the amazing weather. There is a reason people from colder climates come to South Florida during the winter months. How would you like to live where people vacation? Also, one of the great features of Fort Lauderdale is that it is centrally located in South Florida, between Miami and West Palm Beach. Fort Lauderdale also has a growing number of expatriates and as more and more companies are opening branches and headquarters here, as this area is a link to South America and the Caribbean.

If you are ready to become an expatriate, or are just looking to relocate, Fort Lauderdale should be a city you consider for many reasons.

What to Do

Fort Lauderdale has something for everyone. Are you an outdoors person? You can visit the everglades and go on a hike to see wildlife that you can’t see anywhere else in the world. Go on a fishing trip, saltwater or fresh water. Go camping in one of the nature parks throughout the area.

Looking for something more relaxing? Visit one of the many museums in the city, take in a show at the Broward Center for Performing Arts. Enjoy a day catching some rays at the beach.

Are you a sports fan? Attend a game of one of the many professional and collegiate athletic teams in South Florida. The options are endless. World famous restaurants, world renowned shopping, no matter what you enjoy doing in your spare time, Fort Lauderdale has it!

Business Side

Like many metropolitan areas, Fort Lauderdale has many different professions to choose from. But one profession in particular that brings people from around the world is yachting! Fort Lauderdale is known as the yachting capital of the world, and with that title comes great maritime presence. It just so happens that the city is also home to a very popular port for cruise ships, and is a short car ride away from many of the cruise line’s headquarters.

Before relocating to another country, trying to find expatriate health insurance coverage on your own can be a daunting task. Not to mention the checklist you must complete before leaving. For help developing a checklist, read our previous blog, “Expat Checklist before the Big Move.”

Many of us at MHG are expats ourselves and we understand the global insurance needs of international businesses, and individuals and families living and working around the world. Our Insurance Specialists have the experience, knowledge, and access to multiple international insurance carriers to find you the most suitable plan based on your budget and future plans. Our commitment to your well-being does not end once you have purchased a plan; through our “Concierge Broker Service”, we will continue to assist you with questions about your policy and provide assistance throughout the claims process. Call us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com for help finding expatriate insurance coverage for you, your family or business!

There are few better locations to live as an expat than in sunny South Florida, Fort Lauderdale to be specific. Read more to learn why!

Tips for Attracting Expat Workers

511013546Moving to a new country for work is a big decision for someone to make. Many times, a person must consider moving their spouse, family, and must do research on the area to see if it is even a feasible option to relocate there. While it can be difficult to finally make the decision to become an expatriate, it can also be difficult for companies to lure expatriate workers to come work for them. While providing great benefits is an obvious must-do to make the job attractive, some businesses don’t realize the extent those benefits can go to in order to assure that their workers are happy and feel taken care of which often creates a loyal employee. Here are some ideas to attract expat workers.

Life and Health Benefits

One of the more obvious benefits to offer workers, whether they are expats or not is providing workers with good health insurance. It would be even better if you covered 100% of the premiums, leaving more money in your worker’s paychecks. Also, many companies also cover their employees with life insurance, with the amount dependent on their salary.

Pay for the Move

Something that may assist a foreign worker joining your company is your willingness to assist them on their big move. Relocating from a different country can turn out to be quite the investment. Covering moving costs, or even helping them find housing could be a make or break detail that dictates their decision.

More Vacation

If someone is moving from another country to come and work for your company, they are likely leaving behind friends, family, and a whole other life. Offering more vacation days would allow them to go back home more often to cure any home sickness they get.

Develop a Program

Many companies have expatriate programs set up to assistance their workers with settling into their new environment. Whether it is getting their kids set up in the best schools nearby, organizing events to mingle and getting to know the area, or even having someone on staff who is the go to person to answer any questions or offer any assistance to those new to the area.

Government and Legal Support

Every country has different laws regarding immigration and expatriates, and some governments offer more assistance than others. If you happen to live in a country who offers more assistance to expats, or it may be easier to get someone cleared to come work for you, take advantage of it. Promote it to workers, and let them know the process won’t give them a headache.

Security

Depending on the country, one perk you may be able to offer workers is more security. Many expatriate workers come from troubled areas, and the idea of move to a more stable and secure country is very appealing. Especially if they can also benefit from a stronger economy than the one back home.

Many of us at MHG are expats ourselves and we understand the global insurance needs of international businesses, and individuals and families living and working around the world. Our Insurance Specialists have the experience, knowledge, and access to multiple international insurance carriers to find you the most suitable plan based on your budget and future plans. Our commitment to your well-being does not end once you have purchased a plan; through our “Concierge Broker Service”, we will continue to assist you with questions about your policy and provide assistance throughout the claims process. Call us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com for help finding expatriate insurance coverage for you, your family or business!

Moving to a new country for work is a big decision for someone to make. Here are some ideas to attract expat workers.

512703822Many people consider life insurance a luxury. They don’t see it as being important because they can’t use it while they are alive. However, that doesn’t make it any less important. Do you care about your loved ones? Do you want to leave them responsible for your debts, funeral costs, and other expenses? There is also a chance you may leave your family with a reduced income which could make things very difficult for them. These are common reasons why everyone should consider purchasing a life insurance policy. But one reason you may not have considered is to protect your business.

Are You a Business Owner?

Owning a business is a great accomplishment for any individual or family. You get to be your own boss, make your own rules, and hopefully reap most of the rewards from your company’s endeavors. While there are many positives to owning a business, there also comes many obligations as well. Do you have a lot of overhead? As you know operating a business requires increases expenses, which is why you should consider protecting them with life insurance.

Most people that open a business or are working to grow and expand take on debt to do so. Taking out a life insurance policy can help payoff that debt in the event of your death. One important thing to note, if you are a sole proprietor, your business and all its debts will be left to your family. So, whether your business will be kept or sold, your loved ones will be able to reap more of the proceeds.

Do You Have Business Partners?

If you have business partners, it would be ideal for all of them to get a life insurance policy as well. Many smaller businesses have agreements in place that organize the transfer of ownership from the deceased to the surviving partner(s). The loss of a business partner could leave you and the reaming partners left with more financial obligations which could hurt the company, and even force it to close. When a partner purchases a life insurance policy, they will need to leave the death benefit for the other business owners so that the benefit goes to the business.

Do You Rely on Key Employees?

While owners and partners share an important role in the success of a company, there are also key employees that you may rely on as well. These could be sales people, managers, creative personnel, and even administrators. The sudden death of a key employee could impair the operation of your business. To protect your company from that, you can take out a key employee life insurance policy that will pay your company a benefit if something were to happen to said employee. You will be responsible for the premium, and how much coverage you would like to take out. You may also be allowed to borrow against the policy, and use the benefit any way that would benefit the business.

Keep in mind that life insurance doesn’t replace someone’s income, value, or even an employee. It will only offer a one-time benefit to get you, your loved ones, or your business through a difficult time and situation.

There are many things to take into consideration when making the decision of which type of policy is best for you, your family, or loved ones. For help trying to figure out which policy is best for you, read our previous blog, “What Are My Life Insurance Options?” Are you interested in purchasing Life Insurance or International Life Insurance? Would you like some more information regarding Life Insurance options that are available to you? Would you like to ask some questions to a Life Insurance expert? If the answer to any of these questions is yes, please contact us 954-828-1819 or visit us online at mhginsurance.com and talk to one of our insurance specialists for help in selecting Life Insurance and other coverage to ensure that you and your loved ones have the protection you need at every stage of life.

Many people consider life insurance a luxury. But did you know you can use it to protect your business? Read more!

518185878As we grow older, there are many of us who think back and regret not doing certain things while we were young. There are activities or decisions that we can’t make now because it’s too late, or we don’t have the time or energy. I’m sure many of you are thinking about skydiving or some other thrill seeking adventure, but I’m talking about purchasing life insurance! While it may be more beneficial to purchase life insurance when you are in the prime of your career, purchasing life insurance after you retire can still have plenty of benefits for you and your loved ones. Don’t regret not purchasing life insurance when you were younger, instead think of all the reasons you should get insured now. If you find yourself asking the question, “Should I Buy Life Insurance in My 60’s?” The answer is YES!

1. Offset Retirement Income

In the event you or your spouse passes away, will you still receive enough income in retirement funds to support yourself? With rising medical costs, chances are that you are going to need some help. Purchasing a life insurance policy to supplement your retirement funds should be a top priority.

2. Funeral Costs

It’s no secret that funeral costs can be outrageously expensive. So much so that many people can’t afford to die because their loved ones are left with the costs, sometimes ranging as high as $20,000+. Having life insurance can erase the financial burden that is left on your family if something happens to you.

3. Pay Off Debts

Debt follows us everywhere, and we pass away, it is then left to our loved ones. Don’t let your loved ones be responsible for your debts.

4. Provide a Gift to Charity

Giving money to charity and those in need is always a good way to make us feel good. Have you considered leaving an important charity or organization the benefit of your life insurance policy? There aren’t many more honorable ways to leave a legacy than that.

5. Creditor Proof

As stated before, debt collectors will go after your loved ones to pay off any debt you leave behind. One of the many great things about a life insurance benefit is that creditors cannot go after any of the benefits that are received, which is a great way to protect your loved ones.

6. Provide Care to a Disabled Spouse/Family Member

Do you currently take care or support a family member or friend in need? What would happen to them if something happens to you? Make sure they will continue to be taken care of, and have enough money to support the care they need.

7. Provide a Gift for Grandchildren

If you are planning to set aside some money for your grandchildren, consider purchasing a life insurance plan and making them the beneficiaries. If you are fortunate enough to have grandkids, there is a good chance they will need some sort of inheritance to pay off student loans, put a down payment on a house, or have more savings for a rainy day.

8. Pay Off Mortgage

While many people have a goal of paying off their mortgage before they retire, not everyone has that ability. If something were to happen to you or your spouse, would you be able to pay off the mortgage with the loss of income? Having a life insurance plan to cover the remaining balance of your mortgage is something everyone should consider.

9. Leave a Legacy

Many of us would like to leave a legacy to our offspring, and that can come in many different ways. For some it can be inheriting the family business or being left the family home. For others it means leaving money behind to our loved ones. A proper life insurance policy can make sure there is enough money to go around to everyone.

10. Pay Estate and Inheritance Taxes

As if there aren’t enough taxes we already have to pay, there is a tax people must pay on inheritance. Set up a policy to cover the amount that your beneficiary would have to pay in taxes, after all life insurance benefits are tax free. You may also want to consider leaving money behind to your loved ones through a life insurance policy for this reason as well.

If you are interested in purchasing life insurance, or have any questions, we’re here to help! Please contact us today at 954 828 1819 or visit mhginsurance.com. We have the insurance specialists to assist and advise you on the best coverage for you and your loved ones at every stage of life.

If you find yourself asking the question, “Should I Buy Life Insurance in My 60’s?” The answer is YES!

iStock_000081460771_MediumEmployer based benefits can be hard to come by in today’s world. What used to be a given, has now turned into something should be cherished as so many companies have cut back on the benefits they provide to their employees. Benefits such as health insurance, 401k, disability insurance, and life insurance are things that employees must consider if not already provided by their employer. Even if these benefits are provided, there is a good chance that the coverage provided isn’t enough, especially life insurance.

While having employer sponsored life insurance is a great benefit, it may not be the best idea to fully rely on your employer to provide all of the life insurance coverage you need. There are several different scenarios that can put you and even your family in a tough position, or even leave gaps in your coverage.

Losing Your Job

Losing your job is one of the main reasons you should consider purchasing more life insurance coverage. One reason is because your life doesn’t stop if your job does, which means that your life shouldn’t stop being covered. Losing your job doesn’t take away your debts, and doesn’t provide your loved ones with financial coverage if something unexpected were to happen to you.

Employer Stops Benefits

The past several years have been tough on businesses. Decisions have had to be made about lay-offs, downsizing, and budget cuts. One area of the budget that may have been cut is employee benefits. Companies are required to provide its employees with a certain amount of benefits, depending on the size of the company. However in an effort to maximize profits, more and more companies are cutting back the amount of benefits they provide to their employees to the minimum required by law. In the event that your company decides to reduce your benefits, you may be left needing coverage!

Not Enough Coverage

Typically, if you are lucky enough to have a job that includes life insurance as one of the benefits, there is a good chance that the coverage it provides is not enough. Most cases, the company will provide a policy that worth double the employee’s salary. So if you earn a salary of $50,000, your life insurance policy would be $100,000. For some that would be enough coverage, depending on how many children the person has, or how much debt the person is in. Would a life insurance policy that was double your salary be enough to cover your mortgage, provide stability for your loved ones, and pay for a funeral?

No International Coverage

Do you like to travel? Who doesn’t day dream of seeing a different part of the world from time to time? It’s important for you to know that most life insurance policies to do not provide coverage internationally. So when seeking additional coverage, you may want to consider a policy that includes international coverage.

Are you interested in purchasing life insurance? Would you like some more information regarding options that are available to you? Would you like to ask some questions to an insurance expert? If the answer to any of these questions is yes, please contact us 954-828-1819 or visit us online at mhginsurance.com and talk to one of our insurance specialists for help in ensuring you and your loved ones have the protection you need at every stage of life. There are many things to take into consideration when making the decision of which type of policy is best for you, your family, or loved ones. For help trying to figure out which policy is best for you, read our previous blog, “What are My Life Insurance Options?”.

While having employer sponsored life insurance is a great benefit, it may not be the best idea to solely rely on it for the coverage you need.

Group of young people holding a world globeHaving life insurance should be a priority for everyone!

Life Insurance can be a topic that is difficult to plan for, and may be something you don’t want to think about. However, no matter what stage you are at in life, it should be a priority. If you are a young person just starting your career, now is the time to purchase a policy so you can lock in a lower premium. If you are a bit more established with children, what will happen to them if something happens to you? If you are about to retire and move to your dream house in the tropics, how will your spouse pay for the mortgage if the unexpected happens?

Questions to Ask Yourself

When purchasing a life insurance policy there are a plethora of things to consider; such as the amount of the benefit, the beneficiaries, and what actions are actually covered. One thing that may be assumed is that the coverage will be provided no matter where you are in the world. However, that is not always the case. For the most part, life insurance policies only provide coverage in the country they are purchased.

When purchasing life insurance, you should ask yourself questions such as:

  • “How much coverage do I need?”
  • “How long do I need coverage for?”
  • “What type of policy should I purchase?”
  • “Who should be my beneficiary?”

Many people don’t think to ask themselves:

  • “Do I have international coverage?”
  • “Do I need international coverage?”

That latter set of questions can be crucial if you are a person who travels a lot. Retirees traveling the world, yacht crew, and cruise ship workers are just a few of the people who may need international coverage. Typically, if you are in a foreign country for 3 or more months, your life insurance will not offer the coverage if something were to happen to you. So if you are a world traveler, or hope to move to a foreign country one day, or are an expat who looks to settle down back home when you are done with your career abroad, it may be smart to look at your policy and see if you are covered.

MHG Can Help!

If being away from home for long periods of time applies to you, then international life insurance should be a priority. Deciding if you need the extra coverage is the easy part, now comes what type of policy is right for you!

A large number of our clients work internationally, and could greatly benefit from having an international life insurance policy. In fact, many of our employees are expats themselves, and have personal and professional experience that can be used to assist you. It should also be noted that the price for international coverage policies are usually comparable to those that don’t have international coverage.

There are many things to take into consideration when making the decision of which type of policy is best for you, your family, or loved ones. For help trying to figure out which policy is best for you, read our previous blog, “What Are My Life Insurance Options?” Are you interested in purchasing Life Insurance or International Life Insurance? Would you like some more information regarding Life Insurance options that are available to you? Would you like to ask some questions to a Life Insurance expert? If the answer to any of these questions is yes, please contact us 954-828-1819 or visit us online at mhginsurance.com and talk to one of our insurance specialists for help in selecting Life Insurance and other coverage to ensure that you and your loved ones have the protection you need at every stage of life.

Did you know? Your life insurance may not cover you internationally! Read more.

world in my handsAre you looking to move and start a new life? Becoming an expatriate is one of the best ways to make a new start. Moving to a new country, creating a new home, making new friends, it can be a very fulfilling experience. One of the hardest decisions can be deciding where to move. After all, the world is a big place and it can be difficult deciding on one location. So if you are looking to make the big jump but are having trouble deciding on where to go, use the list we complied of some of the top places to be an expat!

Ecuador

According to InterNations, Ecuador is the highest ranking country in the world for overall satisfaction of expatriates. Although the language barrier can be difficult to overcome, it can be very easy to make new friends in Ecuador. It also offers a low cost of living, with growing downtown areas in cities such as Quito and Guayaquil which is creating a plethora of job opportunities.

Switzerland

Switzerland is notorious for having some of the world’s best banks and financial companies. With so many foreigners investing in their financial industry, it has helped create a high standard of living. English is commonly spoken helping to make it easier to adapt and settle down. Switzerland is also full of crystal clear lakes and beautiful mountains which makes it perfect for those who love the outdoors and wish to live an active lifestyle.

Singapore

One of the biggest draws for expats going to Singapore is the opportunity to earn a higher salary. A higher salary may be needed for those with children, as schooling here can be quite costly. Even though schooling is costly, it may be well worth it as Singapore is home to some of the best schooling in the world. Some other great benefits of living here are a great public transportation system, a stable economy, and low tax rates.

Canada

Oh Canada! Canada is a beautiful country that can offer wilderness and one of a kind natural beauty, and also appease to those who wish to live in a metropolitan area. One reason expatriates may be drawn to live in Canada is their national healthcare system. While the majority of Canadians speak English, Canada has a multicultural population with a plethora of friendly locals to help make it easier to settle in to your new country. Just make sure you pack some jackets!

Thailand

Who wouldn’t want to live in a tropical climate? Or in a place that is home to some of the world’s most beautiful beaches and islands? Aside from Thailand being an exotic location, there are many benefits for expats besides the tourist attractions. Some benefits include a low cost of living and a friendly tax system. Also, Thailand’s capital city, Bangkok, offers plenty of employment opportunities to expatriates.

Australia

Many people who visit Australia never want to leave. This could be why there is such a large number of expats living there. Australia offers people a great quality of life, breathtaking landscape and wildlife that can’t be seen anywhere else in the world, and we can’t forget the beautiful beaches. Think about it, how cool would it be to say that you live “down under”?

Moving to a new country can be an amazing experience, however if you decide to move back home there are some things you should be aware of. For more, read our previous blog, “What to Expect When Repatriating”. For those that are preparing to move to a new country, read our Expat Checklist for a to-do list to complete before the big move. If you are interested in more information about Expatriate Insurance, or are interested in purchasing Expat Insurance, contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com for help finding expatriate insurance coverage for you, your family or group!

The world is a big place and it can be difficult deciding on one location. So if you are looking to make the big jump to become an expat, use this list we complied of some of the top places to be an expat!

Golf Ball near holeFour! Are you ready for a golf getaway?

Golf is one of the most popular sports in the world, and often times one of the few activities that can be associated with business and leisure. Some of the largest business deals have taken place on a golf course. In fact, golfing is one of the few sports that can be the purpose of a trip or vacation. Many of those who play regularly dream about playing on certain courses around the world. It might be time for you to start panning a golf getaway at one of these amazing places!

1. Scotland

Those who follow golf know that Scotland is the birthplace of the sport. Scotland is also home to the most famous golf course(s) in the world, St. Andrews, which is also considered the home of golf. St. Andrews has hosted The Open Championship, also known as the British Open, a whopping 29 times! What golfer wouldn’t play the same course that many of the world’s best play?

Don’t forget about all that Scotland has to offer outside of golf. Bagpipes, scotch, kilts, seemingly endless rolling hills, you’ll be sure to enjoy every moment on the course as well as off.

2. Ireland

Everyone celebrates St. Patrick’s whether of Irish decent or not. Maybe it’s time you go experience the home of the Irish this St. Patrick’s Day! Ireland is home to the K Club, which should be on every golfers list. With two courses designed by none other than Arnold Palmer (the person, not the drink), you’ll feel right at home when stepping onto the green.

3. South Africa

Many people associate a trip to South Africa with safari tours, and wildlife expeditions. But did you know it can also be a top golf destination? South Africa is home to one of the world’s famous courses, Francourt. Francourt has hosted several prestigious tournaments including the President’s Cup! Where else in the world can you go play a round of golf, then go on a safari?

4. New Zealand

Many people consider New Zealand home to the some of the jaw dropping natural beauty the earth has to offer. You can see and experience landscape and scenery that looks straight out of a movie. Could you imagine playing a round of golf surrounded by all of that beauty?

Try playing a round or two at Kinloch, the only golf course in New Zealand designed by arguably the greatest golfer of all time, Jack Nicklaus!

5. Hawaii

Who needs an excuse to go to Hawaii? It’s a top destination for any vacation, but when golf is involved, it should only climb higher up the list. This group of islands in the middle of the Pacific Ocean is home to a very famous course that many who follow the sport may have heard of, Turtle Bay. Designed by Arnold Palmer and Ed Seay, Turtle Bay has hosted many tournaments and is on many golfer’s “golf course bucket list.”

For more help when traveling overseas, read our previous blogs, “Tips for Traveling Abroad” and “5 Tips for Surviving Your Next International Flight.” We wish you safe travels along your journey. If you are interested in purchasing travel insurance, or have any questions or concerns, please contact us at +1 954 828 1819 or +44 (0)1624 678668 or visit us at mhginsurance.com. Our insurance brokers have the experience to assist you in selecting the right plan for you, with the best value.

Golf is one of the most popular sports in the world, and the setting for many business deals. Find out where you should plan to play!