JW HAAGENSEN 1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know one of MHG’s longest tenured employees, JW Haagensen!

Before MHG

Prior to working at MHG, JW worked at a turbine engine part manufacturing facility while waiting to attend motorcycle mechanic school. After September 11th, there were cutbacks and he was eventually laid off. Just around that time JW’s father, John Haagensen, founder and MHG President, asked JW to come and work for him. Thirteen years later, JW is one of MHG’s most experienced sales associates.

JW’s MHG Timeline

JW started at MHG on January 1st, 2003. His first position was Sales and Marketing Associate. At that time, there wasn’t a Marketing Department or the Sales Team that MHG currently has, so in essence JW was a one man show before the company grew and expanded into new ventures requiring them to bolster their staff. Over the years JW has changed titles several times however he has been doing individual sales for the past 13+ years. His current title is Account Executive, Inside Sales. He is in charge of MHG’s inside sales and works with yacht captains, crew members, contractors, concessionaires, individuals, and families.

Personal Interests

JW has several hobbies including boating, cars, and of course motorcycles. He loves being out on the water and cruising around town. He is also an animal lover and regularly helps an animal farm and orphanage in South Miami with his girlfriend, Jeannie.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

It's our 25th anniversary, which makes it a perfect time for you to get to know the MHG team!

jeremy1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know Jeremy Scarlett, Marketing Associate!

Jeremy’s MHG Timeline

Jeremy has been with MHG for 2 years. Hired in September 2014 fresh out of the University of Central Florida, he started out as an intern in our marketing department. As a recent graduate, Jeremy quickly became a valuable member to the MHG team due to his ambition, work ethic, and fresh knowledge and thus was offered a permanent position which is the title he holds today. Some of his responsibilities include managing MHG’s online presence including our social media pages, assisting in event planning, and is involved in a number of marketing projects. Although his career is young, the future looks bright for Jeremy, and we look forward to being a part of it!

Community Involvement

Community service has been important to Jeremy dating back to his college days, as he was a regular volunteer at Junior Achievement of Central Florida where he taught business classes to middle schoolers, and the Young Men’s Leadership Program where he was a student mentor. Today he is involved with Kids in Distress, Inc. (KID) and the Children’s Diagnostic and Treatment Center (CDTC) which are two organizations that are important to many of MHG’s employees.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

Get to know our Marketing Associate, Jeremy Scarlett.

kriss2The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know the Operations Assistant in our Isle of Man office, Kriss Lane.

Before Joining MHG

Before joining MHG, Kriss had various jobs, most recently a department manager at Tesco Supermarket. Prior to being a department manager, Kriss spent seven years as an office manager at a financial advisor institution.

Kriss’s MHG Timeline

Kriss joined MHG in 2014 as an Operations Assistant. His experience as a manager, especially within the finance sector, helped him in making the transition to insurance and made it easy to understand the industry since the finance and insurance industries are quite similar. When asked about working for MHG, Kriss responded saying “I enjoy my time in the office working for MHG. We have a great, friendly team here and our relationship with the Hamburg and Florida offices is quite unique, in the best way possible.”

Interesting Facts

Kriss moved to the Isle of Man in 2000 with his wife Cathy, who is also our Director of Operations in the Isle of Man office. He is an avid fan of music and film and has some experience behind the camera as a make-up effects artist, which came about from his love of all things Sci-Fi & horror. Another very cool nugget about Kriss is that he plays guitar in a local cover band named Fugue State, which was inspired by the hit TV show Breaking Bad.

Community Involvement

Kriss has participated in various charity events around the island, the most recent being during this year’s Isle of Man T.T. Festival where he along with others took part in an all day concert that raised over £10,000 for local charities.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

Let’s get to know the Operations Assistant in our Isle of Man office, Kriss Lane.

StaffPhotos-ClaytonThe bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know someone who is always out and about. Clayton Swart, Manager, Business Development!

Prior to Joining MHG

Originally from Durban, South Africa, Clayton attended Varsity College where he studied marketing. Upon completing his studies, Clayton moved across the Atlantic Ocean to sunny South Florida in 2001 where he began working on yachts. After a short and fulfilling career as being a yacht crew member, Clayton decided it was time to transition to a position on shore and put his marketing background to good use as he began selling yachts for a top yacht broker.

Clayton’s MHG Timeline

Clayton joined MHG in March 2013 as a Business Development Manager for the Luxury Yacht Division. Clayton’s extensive first-hand experience in the yachting industry helps him to decipher what exactly yacht crew members need in an insurance plan. Today, Clayton continues to sell yacht crew insurance in addition to U.S. life and health insurance.

Interesting Facts

Working onboard a yacht, Clayton has sailed around the world, catered to a number of celebrities, and even met his wife Aran. He is always out and about visiting clients, traveling to boat shows, or attending local events. He is famous for his colorful pant collection which are often the talk of any event he is attending. Also, being from South Africa, he is a die-hard rugby fan and huge Springbok supporter.

Community Involvement

Clayton is currently a board member of the U.S. Superyacht Association, and was an integral part of developing USSA’s SET Plan. He is also a supporter and regularly attends events for the Marine Industry Cares Foundation (MICF) and the Children’s Diagnostic and Treatment Center (CDTC).

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

It takes a special group of people to make insurance fun, which is why you should get to know us! Meet Clayton Swart, Manager, Business Development!

Joanna1The bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25thanniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know Joanna Drysdale, Manager, Underwriting Services.

Before MHG

Before joining MHG, Joanna worked at a local general insurance broker for eight years where she learned the skills of patience and diplomacy.

Joanna’s MHG Timeline

Joanna joined MHG in 2011 as International Insurance Specialist. [JD2] She claims that working for MHG has changed her life and helped her to learn how important it is to have a happy work culture. Joanna now holds the position of Manager, Underwriting Services and when asked how she now feels about her employer, her response was “I genuinely love our team and MHG’s corporate ethos!”

Interests

Joanna is a vegan, and loves to cook and discover new cuisines, however her favourite right now happens to be Lebanese and other Middle Eastern dishes. Joanna loves walking her dog on the beautiful Isle of Man beaches, reading, listening to music, and spending time with friends and family. Joanna also happens to play the flute in the Isle of Man Wind Orchestra. She spends quite a bit of time reading up on current affairs and politics and loves listening to non-fiction podcasts like Radiolab and the BBC’s “From Our Own Correspondent”. Oh, and if you are curious to know what kind of music she likes, she loves Ben Folds, the Dixie Chicks, and Stevie Wonder!

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

MHG is celebrating its 25th anniversary this year, which means it's a perfect time to reflect. What better way to do that then getting to know our team!

PrintFORT LAUDERDALE, FLORIDA (May 3, 2016) - MHG Insurance Brokers, a full-service insurance brokerage serving the marine industry, businesses, and groups and individuals around the world, has been recognized as one of the Best Places to Work in South Florida by the South Florida Business Journal, a program that celebrates excellence and employee satisfaction in the workplace.

Results were based on a survey evaluating ten areas of engagement, including employee benefits and recognition, leadership, turnover, employee and leadership management and more. Results of the survey were submitted to Quantum Workplace for analysis. Employees were encouraged to answer freely as all answers remain anonymous.

“What an honor to be recognized as one of the Best Places to Work in South Florida!” said Andrew Dudzinski, Chairman and CEO of MHG Insurance Brokers. “John (Haagensen, President of MHG) and I have made the working culture of MHG a priority for a long time, so it’s very flattering to be recognized by such a prestigious publication with other top companies in our community.”

Many of the companies in attendance had similar benefits or characteristics that made them worthy of the honor of being a Best Places to Work in South Florida. Some characteristics that made MHG stand out are its family atmosphere, excellent benefits that are 100% funded by the company, flexibility, and MHG’s entrepreneurial spirit which encourages employees to present new opportunities and initiatives for the company.

About MHG Insurance Brokers

Since 1991, MHG Insurance Brokers has been committed to providing expert insurance advice and innovative solutions for the marine, aviation, energy and related industries. Today, with over two decades of experience and relationships with some of the world’s top insurance markets, MHG has established an enviable reputation for providing quality advice, products and service for groups, businesses and individuals around the world. Based in Fort Lauderdale, Florida MHG has insurance specialists worldwide, with offices in Houston, Isle of Man, the Cote d’Azur and Hamburg. For more information, please visit mhginsurance.com MHG Ocean Benefits Limited, trading as MHG Ocean Benefits, MHG Insurance Brokers and MHG Underwriting Services, is registered with the Isle of Man Financial Services Authority as an insurance intermediary in respect of General Business. Registered in the Isle of Man, company number: 120885C.

Since 1991, MHG Insurance Brokers has been committed to providing expert insurance advice and innovative solutions for the marine, aviation, energy and related industries.

budapestAre you ready to explore a tale of two cities? No I’m not talking about the famed Charles Dickens novel, I’m talking about Budapest, Hungary!

Budapest, Hungary is a wonderful example of old world charm. Located in the heart of Europe, the city is split down the middle by Europe’s second longest river, the Danube. One reason this city is so scenic is because Buda is on one side and Pest is on the other. Buda has more of a “hilly” landscape and tends to be more rural. Here you can find some famous must-sees such as the Royal Castle and Fisherman’s Bastian. Pest on the other hand is more of an urban city area. It is on this side that you can find the Parliament Building which is the largest one in the world! While the two sides used to be separate, in 1873 they unified to become one of Europe’s most culturally diverse cities, Budapest.

While there are obvious stops to be made while visiting this historic area, getting involved and entrenched into the culture is the best way to get the most out of your trip. Walk the streets and take in the views, visit local restaurants and cafés to taste authentic goulash or sausages, talk to a local to find out where the best spots are located, and when you are done you can relax and unwind by having a roman bath in the Gellert Hotel; the list goes on and on.

For those that don’t remember, earlier this year we wrote a blog, “The Top 5 Places to Visit in 2016.” Number five on that list was Budapest, Hungary!

Danube River

danube riverOne of the best ways to see Budapest is by taking a cruise down the river. The Danube River splits both sides of the city, and offers some of the most scenic views of the city. Many would agree that there are few better ways to sit back and relax after a day of sightseeing than by floating down the river and taking in the views. Take your pick from a plethora of different river cruises to choose from depending on what you’re looking for, from a romantic dinner cruise to a wine tasting or cocktail cruise!

Chain Bridge

chain bridgeThe Chain Bridge is one of the most iconic and symbolic sights to see in Budapest. It was the first permanent stone bridge to be constructed which connected Pest and Buda. Built between 1839-1849 by William Tierney Clark, Chain Bridge has gone through a couple rebuilding periods in order to remain properly functional. The bridge is littered with photo opportunities, street vendors, and several stone statues. Try walking the bridge at night when it is all lit up for a nice romantic stroll!

Grand Market Hall

If you are looking to get lost in Hungarian culture, this is the place to be. The Grand Market Hall is one of the best places to find authentic Hungarian food, spices, folk, and art. That is probably because it is the oldest and largest indoor market in the city. Its architecture and design is quite unique as it is three stories tall and fit with colorful tiling, large windows, and open spaces. On the ground floor you can find everything from meats, to spices, to spirits. The second floor offers souvenir shops and eateries. And in the basement contains butcher shops and a fish market. The building is located on the Danube and is over 100 years old!

Fisherman’s Bastion

Budapest panorama from Fisherman's Bastion at sunsetLocated next door to the Royal Castle and St. Stephen’s Church (who was the first king of Hungary) is the iconic Fisherman’s Bastion. This terrace was built between 1895-1902 and includes a whopping 7 towers! Part of the attraction to Fisherman’s Bastion is its location. Located on the Buda side, this terrace offers magnificent views across the Danube, most notably one of the best views of the Parliament Building. Try going here at dusk to see the lights of the Parliament Building as well as the surrounding city.

Szechenyi Baths

budapest szechenyi bathNo matter what time of year you are visiting Budapest, a visit to the Szechenyi Baths should be on your itinerary. Known as the largest medicinal bath in Europe, the Szechenyi Baths are supplied water by two thermal springs below Hungary. Because of the natural chemicals in the water such as sulfate, calcium, magnesium, etc. it has been said that the waters can help degenerative joints, joint inflammation, and some orthopedic post treatments. These baths are not like anything you have ever seen, as they are from the Victorian Era with Neo-baroque styled architecture surrounding the “heated pools”. There are 18 pools in total, ranging from a large outdoor pool, to smaller indoor pools and spas all ranging in temperatures and characteristics such as different jets.

Now that you have some ideas of where you should be traveling in the upcoming year, don’t forget to protect yourself by getting Travel Insurance. As stated in a previous blog, “Tips Everyone Should Follow When Traveling Abroad”, it is important to have proper travel insurance coverage in case of an unexpected emergency while traveling abroad. Our Insurance Specialists have the knowledge and experience to offer advice or help select the best insurance plan for your needs. Visit mhginsurance.com or call +1 954 828 1819 or +44 (0) 1624 678668 for help in selecting the plan that fits you best. Safe travels!

Are you ready to explore a tale of two cities? No I’m not talking about the famed Charles Dickens novel, I’m talking about Budapest, Hungary!

Mark Bononi - high resThe bottles are popping! The champagne is flowing! The confetti is falling! MHG is celebrating its 25th anniversary this year, which means it is time to get this party started!

MHG Insurance Brokers has been serving the marine industry, businesses, and groups and individuals around the world since 1991. Reaching this milestone is no small feat, and makes it a perfect time to look back and do some reflecting. What better way to do that than by giving some insight into the history of MHG and its employees?

A lot goes into a business lasting 25 years. Even more goes into a business experiencing success and continuing to grow during that time. While much of it can be attributed to a company’s philosophy, structure, and culture, a business is nothing without the people who execute that philosophy and help create a one of a kind culture. Here at MHG, we are an extremely diverse bunch. Many of us are from various countries, involved in several community organizations, and from different career backgrounds. It takes a special group of people to make insurance fun, which is why you should get to know us!

So, let’s get to know the Director of our Luxury Yacht Division, Mark Bononi!

Mark’s MHG Timeline

Mark has been with MHG for almost 11 years. Hired in June 2005, his first position at MHG was as Account Assistant in the Cruise Division. Within a few months, he transitioned to the same position in the Luxury Yacht Division. After proving to be a valuable member of the team by going above and beyond for clients, Mark was promoted to Director of the Luxury Yacht Division, which is the position he still holds today.

The Luxury Yacht Division has experienced a great deal of success under Mark’s leadership. Today, MHG insures 5 times as many yachts than when Mark originally took over several years ago. This includes over 20% of the top 200 largest yachts in the world!

Community Involvement

One of Mark’s many passions is community involvement. He is a regular volunteer at several charity and community events. We can also thank him for the Spin-a-thon, as he played a key role in helping organize the event which raises money for the Marine Industry Cares Foundation. Other organizations he continues to be involved with are Kids in Distress and Children’s Diagnostic and Treatment Center. His strong work ethic and his passion for charity and the community is one of the many reasons Mark is well respected in the marine industry and within local businesses.

Mark was elected to USSA board of directors as membership chairman and served 6 years. Other organizations he has been associated with include International Superyacht Society, Florida Yacht Brokers Association, Marine Industry Association of South Florida, and the Fort Lauderdale Mariners Club.

Service

Mark is committed to customer service, and has continued to make sure clients receive the highest level of support. He is an amazing advocate for crew and is insistent on helping clients through claims. He also is passionate about educating on health insurance, which includes weekly appearances at yacht crew training schools.

To hear some insurance advice from some of our employees, read our previous blog, “If You Could Give One Piece of Advice to Your Clients, What Would it be?” MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

MHG is celebrating it's 25th anniversary! It takes a special group of people to make insurance fun, which is why you should get to know us!

Almost 25 years ago, protestors in Prague, Czech Republic staged the “Velvet Revolution” which helped bring down the communist regime. Since the transition, Prague has become a top destination for those looking to experience a part of Europe that is truly one of a kind. Today, the capital of the Czech Republic is a cosmopolitan city with cozy and chic cafes serving delicious Czech foods like dumplings or fried cheese, Gothic cathedrals with architecture dating back thousands of years, and plenty of museums showcasing the incredible history of the region. Prague also is home to world famous nightlife. There are bars all around the city that you can pop into for an authentic Czech beer, or go clubbing at some of the various spots such as Cross Club or Bunkr Parukarka.

 

For those that don’t remember, the end of last year we wrote a blog, “The Top 5 Places to Visit in 2015.” Number five on that list was Prague, Czech Republic!

 

Prague Castle

One of the largest castles in the world, Prague Castle can take days to fully explore and appreciate everything it has to offer. Easily the top tourist destination of Prague, it was once the seat of power for the Kings of Bohemia and Holy Roman Emperors, and is still the home of the Crown Jewels of Bohemia. Today it is the seat of power for the President of the Czech Republic.

The Castle and grounds are made up of a plethora of different buildings varying in architectural styles ranging from the 10th to the 14th century. Walking through the grounds will put you right into the medieval times as you surround yourself by ancient buildings and walk along cobblestone streets. Some of the world famous buildings and attractions that make up the castle include St. Vitus Cathedral, Old Royal Palace, and St. George's Basilica. Many of the attractions warrant a visit, so plan accordingly when developing your itinerary in order to make the most of your time.

 

Old Town Square

Old Town square is a historic area located in the heart of Prague. The square is lined with gothic style buildings such as the Church of Our Lady before Tyn and the Church of St. Nicholas and statues such as the one of Jan Hus. A common theme throughout Prague is the historic feel from the older buildings and roads, which there are no shortage of here. One of the truly amazing attractions in the Old Town Square is Prague Orloj, an astronomical clock that was built in 1410. It is the third oldest astronomical clock in the world, and the oldest one that is still operating.

 

Charles Bridge

Charles Bridge is a famous bridge in Prague that crosses the Vltava River. Construction began in 1357 under the order of King Charles IV. The bridge is lined with 30 Baroque statues of religious figures, totals 16 arches and is 1,700 feet long! Take a stroll along the cobblestone and experience the amazing culture of Prague, as vendors line the bridge selling hot dogs, making jewelry, and painting beautiful scenes that you will surely want to hang up on your wall at home to forever capture a breathtaking site.

 

Museums

Prague is a very historic city, with much of its history dating back thousands of years, which is music to the ears of culture buffs looking for new experiences. With so much historic relevance from the area, it’s no wonder Prague is home to a variety of museums that should be on your itinerary. Visit the Prague Jewish Museum and learn about the Jewish heritage of the area and see some priceless artifacts of the Jewish community. If you’re looking for something unique to do, you can visit the Prague Beer Museum to do some tasting of Czech Republic Lagers. Other museums you may want to consider visiting include the National Museum, the Museum of Communism, and the Prague National Gallery.

 

Dancing House

If you are looking for a break from the historic buildings and museums around the city, make sure you visit the Dancing House, or Fred and Ginger. This quirky, and unique piece of architecture has gotten a lot of attention since its construction completed in 1996. Much of it because it doesn't match or blend in to the surrounding Gothic and Baroque architecture. The building was built by Vlado Milunic and Frank Ghery, and was given the nickname Fred and Ginger by Ghery after the famous dancers Fred Astaire and Ginger Rogers because the house resembles a pair of dancers.

 

Now that you know where your next trip will be, don’t forget to protect yourself by getting Travel Insurance.  Visit mhginsurance.com or call +1 954 828 1819 or +44 (0) 1624 678668 for help in selecting the plan that fits you best. Check out our previous blog, “Tips Everyone Should Follow When Traveling Abroad,” as it is important to have proper travel insurance coverage in case of an unexpected emergency while traveling abroad. Our insurance specialists have the knowledge and experience to offer advice or help select the best insurance plan for your needs. Safe travels!

Discover the Sights and Sounds of Prague

It’s that time of the year! That time where everyone looks back on the past year and makes changes for the upcoming one. Whether it is taxes, budgets, even weight loss, the motto is “out with the old, in with the new!” However, you may have not originally thought to review your life insurance policy. It’s always a good idea to review any insurance policy periodically, but the end of the year brings a perfect time to look at your current policy, and see if it still offers the coverage you need.

 Do You Have New Dependents or Family Members?

A lot can change over the course of a year, especially when it comes to relationships and families. Did you get married? Did you have children? Do you have new dependents in your life that may need to be made a beneficiary of your life insurance policy? These are all questions you should ask yourself when reviewing your policy. Also, maybe you need to increase the overall value of the policy to account for new dependents.

Did You Have Any New Major Purchases or New Debts?

Many times, people decide on the value of their life insurance policy based on their outstanding debt. For example, if you have a mortgage of $200,000, it would be smart to include $200,000 in your calculation for your life insurance to cover the cost of the house if something were to happen to you. Purchases such as buying a house, buying a car, starting a business are all ways to increase your debt, and should be taken into consideration when deciding the value of your policy.

Did Something Change at Your Job?

There are scenarios of changes at the workplace that should give you a reason to review your life insurance policy. One is if you were to start a new job. There is a chance that your job offers employee sponsored life insurance based on your salary. This is a great benefit to have, so take the amount of coverage provided into consideration if you are purchasing a policy.

If you didn't start a new job, there are still changes that may have occurred over the past year that warrant a policy review. Getting a raise may give you more expendable income to increase your policy value. Also, if you received a promotion, there may be changes to the benefits provided to you such as the value of your life insurance policy.

Did You Move?

Moving always seems to bring more changes to someone's life than they originally expected. If you moved to a foreign country, there is a strong possibility that your life insurance coverage didn't follow you to your new home. Many life insurance policies are only covered in the country of purchase. However, it should be noted that there are several options for international life insurance coverage. If you would like more information on international life insurance, read our previous blog "Your Life Insurance May Not Have International Coverage".

Our wellness and security is important to us. For other things to consider with the New Year right around the corner, read our previous blog, “Learn Why the Start of a New Year is Important to Your Insurance Benefits”. Whether you are purchasing life insurance for the first time, looking for better coverage or are interested in learning more about other types of insurance available to you, we can help! Visit our website at www.mhginsurance.com or speak with an Insurance Specialist at 954 828 1819. Don’t forget the deadline to enroll in a full-time health insurance plan is January 31st, 2016!

When Was the Last Time You Reviewed the Amount of Your Life Insurance Policy?