london The Isle of Man Maritime Group is hosting an evening reception during London International Shipping Week 2015 at historic Trinity House. LISW is one of the highlights of the maritime calendar with more than 100 industry events taking place in London from September 7-11. It is aimed at the movers and shakers from the international shipping and superyacht community. 

 

As official sponsors of LISW 2015, the Isle of Man Maritime Group’s “Nautical by Nature” event on September 8 will lead guests on a journey through the Island’s rich seafaring heritage to its current position of maritime centre of excellence.  Manx actors and musicians will bring to life the legacy of the Vikings; introduce the ringleaders of the Mutiny on the Bounty; remember the courage of Captain John Quilliam who was First Lieutenant on HMS Victory and set the scene for the inspiration of Sir William Hilary, who founded the RNLI

The music and drama will be showcased in the historic surroundings of Trinity House, the remarkable 18th Century headquarters of the Corporation of Trinity House, which has maintained British lighthouses since the 16th Century. Guests will be met by Isle of Man’s own sea cadets and guided up the grand, sweeping staircase to a reception on the first floor. All the rooms will be open to guests including the Pepys Room, the library and the reading room. 

Isle of Man Maritime Group Chairman, Bruce McGregor said: “LISW is the ideal opportunity for us to promote the wealth of maritime services and experience delivered on the Isle of Man. This event will celebrate our rich seafaring tradition and how we have evolved into a modern, technically astute global centre of excellence.” 

Guests at the reception will be able to meet representatives from the Isle of Man Maritime Group including the IOM Ship Registry; IOM Shipping Association; IOM Superyacht Forum KPMG; Bernhard Schulte Shipmanagement (Isle of Man); Döhle (IOM) Group of Companies; PDMS Maritime; Simcocks Advocates; MHG Insurance Brokers; Affinity Management Services and InterManager. To register for the event please visit the group’s website at www.iom-maritime.com or contact the group at enquiries@iom-maritime.com If you would like speak to someone from the group in more detail please contact Bruce McGregor on +44 (0) 1624 664000. 

LISW 

LISW will be the ‘must attend’ event of 2015, offering over 100 industry functions and unique networking opportunities for leaders across all sectors of the international shipping industry – regulators, charterers, ship owners, ship managers, bunker suppliers, lawyers, ship brokers, bankers, insurers, insurance brokers, commodity traders and brokers, ship suppliers, port operators, shipping service providers and many more. The UK is the leading centre worldwide for the supply of a broad range of professional and business services to the international maritime community, accounting for 21per cent of premiums in international marine insurance, over $64bn in committed ship finance (or 15per cent of the world loan book) and it has the largest concentration of legal service firms specialising in the sector.  London is also the predominant supplier of shipbroking services worldwide and is the major player when it comes to maritime dispute resolution. London is also home to the second biggest port in the UK. For more information, please visit www.londoninternationalshippingweek.com

The Isle of Man is "Nautical by Nature"

Long flights tend to get a bad rep. Use these 10 tips to help you survive your next international flight, but don't leave without getting travel insurance! Contact us at +1 954 828 1819 or +44 (0)1624 678668 or visit us at mhginsurance.com to find the best plan for you, your family, or group.

 

  international flight 

 

  MHG Travel Infographic

Tips to Survive Your Next International Flight

college graduateGet your caps and gowns ready because graduation season is in full swing across the country! Soon, hundreds of thousands of young adults will be looking to start their first job which will hopefully lead to a long and successful career. However, if you haven’t heard, the job market is tough out there, and in many cases, there are more candidates than available jobs. This makes for an increasingly competitive job market, with potential prospects doing whatever they can to get a competitive edge, or get one up on the competition. As an employer it can be quite overwhelming if you’re looking to fill new positions with fresh talent. In many cases, you may be bombarded with potential candidates, some of which may not even have the skills or requirements that you are looking for. However, if you’re lucky, you may find multiple, qualified candidates. If you find yourself in this situation, it can be hard selecting just one. Keep these tips in mind in order to not only find a candidate who is qualified, but also one who will be a perfect fit within your company.


Make Your Expectations Very Clear 

It is very likely that the candidate you are interviewing is not familiar with some of the industry jargon that you use around the office. It is important to be very clear with your expectations, job descriptions, and qualification requirements. Try to avoid using general statements and broad descriptions. For example, instead of saying this job requires good communication skills, be specific on how and what they need to be good at communicating such as, the ability to communicate orally and verbally to a large group. 

Do They Know What They Want to Do?

Many young adults aren’t quite sure what they want to do with their life, even after graduation. While this is perfectly normal, try to hire a candidate who knows exactly what they want to do. Someone who may still be figuring out what they want to do with their life, may discover that they do not like what they are doing, which can lead to having to hire and retrain someone which can be a waste of time and money. 

Passion Can’t Be Taught 

While experience is very important, there is no class that teaches passion! A passionate worker often leads to a dedicated worker. It’s always good to have someone who takes pride in their work, and someone who truly wants to be successful around the office. Hopefully they’ll rub off on others too! 

Help Them Succeed! 

Keep in mind that if you are hiring someone fresh out of university, there is a very good chance that this will be their first “grown up job.” Expect some mistakes to be made along the way. This is your chance to teach good habits and mold them into a strong, successful worker you want them to be. After all, the more successful they become, the better you look, and the more successful your company will be. 

Try an Internship 

Sometimes, no matter how extensive the hiring process is, you can find that later down the road that the person you thought was a perfect fit, is actually the complete opposite. To help avoid this situation, use a “trial run” to make sure the prospect isn’t “too good to be true.” Internships can often help in this area. Not only is it non-committal, but also leaves you in control. If during the internship they prove themselves to be a perfect fit to your culture, you have the opportunity to offer them a permanent position! 

Finding new employees to join your team can be an arduous task, but a good workforce is critical to a company’s success, and it all starts with the people you hire. Once they’re hired, keep them happy and dedicated by offering great benefits! Whether you are buying group health insurance for the first time or looking for an alternative to your current plan, the Insurance Specialists at MHG are happy to help! For help understanding some of the tricky health insurance lingo, read our previous blog, “Health Insurance Terms 101.” Call us at 954-828-1819 or visit us online to learn more about medical insurance, dental and vision packages, long and short-term disability, life insurance and gap insurance. Let our insurance specialists find you and your group the best insurance available for your requirements and budget.  

Hiring the Best College Graduates

adviceAs insurance brokers we are here to help! Part of that assistance is our expert advice that we provide. So we thought it would be a great idea to ask our employees, “What is one piece of advice you would give your clients?” 

 

Mark Bononi- Director, Luxury Yacht Division 

Generally speaking, you get what you pay for. Typically, health insurance that has a lower cost will not have the same amount of coverage as one that costs more. If you are looking for health insurance that fits you best but you have a budget, seek advice from someone who knows what they’re talking about, and is experienced on the matter. 

Edward “Mole” Telfer- Director, Cruise Division 

Providing a solid employee benefits package can be the key to attracting and retaining the industry’s best employees. Use a “Rolling Benefits Strategy” to build up your benefits over time. 

Janine Jeffries- Director, Business Insurance Division

Give your agent a complete picture of the business and description of operations. Each business has unique attributes. The more your broker knows, or has a better understanding, the better we can do our job. Also, be sure to ask questions. You would be surprised how many needs are uncovered during a Q&A session with your broker. 

Stephen Beck- Manager, Life & Health Division

I would advise our clients to not WORRY about “What if?” but to ASK about the cost of insuring themselves against each “What if?” that concerns them. Just ask, “How can I protect myself in the event of a ________________?” We have the answer. 

Joanna Drysdale- Manager, Underwriting Services 

In our field, insurance isn’t just about protecting yourself against financial loss or covering your contractual obligations. It’s also about showing your employees that they’re valuable to you. Hanging on to a great bunch of crew season after season is worth so much more than the savings you make by skimping on crew benefits.

JW Haagensen- Account Executive, Inside Sales 

Disclose all current and past medical conditions when applying for insurance. Insurance enrollment forms are a contract and if you fail to reveal a portion of your medical history or provide incomplete information, the insurance company could cancel your policy. No matter how minor it may seem, it’s important to advise your entire medical history and keep a file.

Steve Jackson- Consultant, Yacht Division

Find an insurance broker who really knows their field. Having an understanding of the real life of a captain and his crew as well as the technical knowledge of the insurance industry is invaluable. 

Clayton Swart- Manager, Business Development 

Whether you’re purchasing group insurance for your employees, insurance for your business or an individual plan for you and your family, it’s important to understand your policy. I know that insurance documents can be boring, but it’s really important that you read through them to make sure you understand the benefits and limitations of the plan. If you find anything confusing, it’s better to address those points before you need to use the plan.

MHG is here to help and provide assistance with all of your insurance needs. Whether you are looking for marine crew insurance, health insurance, life insurance, travel insurance, expatriate insurance or insurance for your business, we have the experience and knowledge to help you find the right policy. Please contact us at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. Let our insurance specialists find you, your family, or group, the best insurance available for your budget.

If You Could Give One Piece of Advice to Your Clients, What Would It Be?

Jeff Martin Fort Lauderdale (May 11, 2015) – MHG Insurance Brokers announced today that Jeff Martin has joined the company as a Programmer. Martin will focus his efforts on streamlining certain administrative tasks in the company’s Customer Relationship Management system in addition to building customized client web portals and landing pages. Martin has had an award winning career, spanning over 20 years. Prior to MHG, Martin worked for multiple insurance carriers in addition to consulting work.


“Jeff has a wealth of experience in numerous programming languages and applications” said Kevin Knorr, IT Director at MHG Insurance Brokers. “As MHG continues to grow along with our IT needs, it’s good to have his capabilities in-house.”

MHG Insurance Brokers has had the pleasure of providing insurance advice and solutions to thousands of clients around the world. As MHG approaches its 25th year, the company continues to evolve and grow with the changing and diverse needs of clients, both on land and at sea.

About MHG Insurance Brokers 

Established in 1991 in Miami, Florida, MHG Insurance Brokers is an independent, global, full service insurance brokerage and consultative facility. Through its extensive relationships with international underwriting markets, MHG develops and provides a full range of employee benefits, risk mitigation programs, business insurance and financial services all supported by comprehensive attention to service support for all of our clients. In the marine community, MHG is well known for its expertise in the Maritime Labour Convention (MLC 2006) and developing MLC-aligned crew insurance solutions. In the U.S. MHG provides group and individual employee benefits along with advice on federal regulations regarding Health Care Reform and the Affordable Care Act. For more information about MHG Insurance Brokers and the services we provide, please visit mhginsurance.com    

MHG Insurance Brokers Hires Jeff Martin as a Programmer

MHG and VIKAND Part Ways

MHG Insurance BrokersFORT LAUDERDALE, FLORIDA (April 10, 2015) – MHG Services, Inc. today announced that it has sold its holdings in VIKAND to Peter Hult, President of VIKAND, effective March 31st, 2015. Hult has simultaneously given up all responsibilities within the MHG Group of companies, including his position as Executive Vice President at MHG Services, Inc. and as a Director of MHG Associates Ltd. MHG founding partners, Andrew Dudzinski, Chairman and CEO, and John Haagensen, President, continue to lead MHG together with a key management team while Dr. Bill Heymann, Medical Director of VIKAND, and Hult have become the majority shareholders of VIKAND. 

 

“The decision to separate the companies was a difficult one to make” said MHG Chairman and CEO, Andrew Dudzinski. “MHG and VIKAND are both rapidly growing and in order for both companies to continue to expand, we found it necessary to spin-off VIKAND from MHG’s insurance business. We are very pleased to have played a key role as founders in the creation and development of VIKAND and wish Peter and his team great success.”

“I am very excited to embark on this path and for VIKAND to continue to develop new medical services” said VIKAND President, Peter Hult. “At the same time, I am leaving with some sadness after having worked closely with Andrew, John and MHG since 2002. We will continue to have a close relationship with MHG and support each other’s operations, common clients and business partners.” 

MHG has been providing insurance advice and solutions to the marine and aviation industries, international and local business groups and individuals since 1991 and has offices in Fort Lauderdale, Houston, Isle of Man, Hamburg and the Cote d’Azur. 

About MHG Insurance Brokers 

Established in 1991 in Miami, Florida, MHG Insurance Brokers is an independent, global, full service insurance brokerage and consultative facility. Through its extensive relationships with international underwriting markets, MHG develops and provides a full range of employee benefits, risk mitigation programs, business insurance and financial services all supported by comprehensive attention to service support for all of our clients. In the marine community, MHG is well known for its expertise in the Maritime Labour Convention (MLC 2006) and developing MLC-aligned crew insurance solutions. In the U.S. MHG provides group and individual employee benefits along with advice on federal regulations regarding Health Care Reform and the Affordable Care Act. For more information about MHG Insurance Brokers and the services we provide, please visit mhginsurance.com.

About VIKAND 

VIKAND is the leading provider of medical management and consulting services to the cruise industry and today provides consulting, management, medical equipment calibration and audit contracts to almost 60 cruise ships globally. VIKAND’s services range from full management of medical facilities to individual consulting and services modules, including formulary and bio-medical equipment management, Pre-Employment Medical Examination advice and support, marine employee wellness programs, Public Heath support and regulatory guidance. VIKAND’s team has extensive experience in the medical field, as well as the marine industry. VIKAND offers flexible medical services tailored to the clients’ unique requirements, managed by a world-class, medical team who offer a 24/7 on-call service to clients. For more information about VIKAND and the services they provide, please visit vikand.com.

MHG and VIKAND Part Ways

Kriss Lane Isle of Man (March 24, 2015) – MHG Ocean Benefits Ltd, which trades as MHG Insurance Brokers, announced today that Kriss Lane has joined the company as Operations Assistant. In this newly created position, Lane will provide operational support to the Operations Director in addition to providing assistance to the Underwriting and Claims Teams as needed. Lane has over 12 years of experience in the financial services sector in Douglas, having worked for various institutions on the island, including Lloyds Bank in their Fraud Detection Unit.

 

“As our client base continues to grow, Kriss is a welcome addition to the team” said Cathy Lane, MHG’s European Operations Director. “His experience and knowledge will help us to continue serving our customers in the expedient manner they have come to expect of us.”

MHG’s Isle of Man office has been open for six years and primarily provides insurance solutions to international residents and those who work at sea.

About MHG Insurance Brokers 

Established in 1991 in Miami, Florida, MHG Insurance Brokers is an independent, global, full service insurance brokerage and consultative facility. Through its extensive relationships with international underwriting markets, MHG develops and provides a full range of employee benefits, risk mitigation programs, business insurance and financial services all supported by comprehensive attention to service support for all of our clients. In the marine community, MHG is well known for its expertise in the Maritime Labour Convention (MLC 2006) and developing MLC-aligned crew insurance solutions. In the U.S. MHG provides group and individual employee benefits along with advice on federal regulations regarding Health Care Reform and the Affordable Care Act. For more information about MHG Insurance Brokers and the services we provide, please visit mhginsurance.com  

Kriss Lane Joins MHG Insurance Brokers as Operations Assistant

cupidLove is in the air! It’s almost Valentine’s Day, and we thought it would be great idea to make sure Cupid has the proper insurance coverage that he needs. Especially since the day after his busiest day of the year is the Open Enrollment deadline for federally approved health insurance. Just to make sure we’re all on the same page, that day would be February 15th! But enough about that, Cupid is in need of proper insurance in order to get ready for his big day. Be on the lookout for arrows!


Health Insurance 

The first insurance that Cupid would need to have is health insurance. Cupid can’t afford to get sick and be out of commission with the flu going around, especially during his busiest time of the year. In the unfortunate event he does get sick, or has a medical issue, having health insurance will allow him to see a doctor and get the proper treatment to get him back on his feet (or wings) quickly, and get back to being everyone’s favorite matchmaker. 

Travel Insurance 

In order for Cupid to work his magic around the world, it’s important for him to have a good travel insurance plan. There is a lot of work to be done for that one little person, and that includes a lot of flying and traveling in order to get around to everyone. Who knows, he could have to travel to several countries in one day, probably around the whole world on February 14th. So he would need to have good coverage no matter where he goes. 

Life Insurance 

“Why would Cupid need life insurance? It’s not like he’s taken the time to settle down and start a family of his own, he’s too busy helping others fall in love and settle down.” That may be true, but in the event that he gets shot with one of his own arrows and falls in love, he can already be prepared with good coverage. After all, you never know what will happen. Oh, and also the younger you are the better chance that your premiums will be less expensive.

Business Insurance 

The business of falling in love can have its ups and downs. On the off chance that Cupid may have gotten it wrong, he needs his business to be protected from lawsuits, injuries, and defamation from angry clients. He wouldn’t need to worry about other workers injuring themselves on the job because he is a one man (or boy) show. But even without a workforce, his business needs to be protected.

 As said before, don’t forget that the Open Enrollment deadline is February 15th! If you are interested in purchasing health insurance, we recommend that you look into it soon. For more information on the open enrollment deadline and possible penalties, read our previous blog Affordable Care Act Penalty and Effective Dates. Also, if you are interested in purchasing travel insurance, life insurance, business insurance, or expat insurance, please contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com. MHG Insurance Brokers has the insurance specialists to assist and advise you in selecting the plan that best suits you, your family, or group. We would also like to wish you and your significant other a Happy Valentine’s Day!

What Insurance Should Cupid Have?

Jeremy Scarlett FORT LAUDERDALE, FLORIDA (January 27, 2015) – MHG Insurance Brokers announced today that Jeremy Scarlett has joined the company’s Marketing Department as Marketing Assistant. Scarlett’s primary focus will be implementing the company’s social media marketing strategy, in addition to providing general marketing support to all divisions within the MHG Group of Companies. Scarlett is a recent graduate of the University of Central Florida and holds a Bachelor’s degree in Marketing. While at university, Scarlett interned with the university’s Athletics Association and served as Director of Special Events for the Society for Marketing Professional Services where his primary achievement was influencing over 40 local companies to attend and recruit students for internship and full-time positions. 

 

“Jeremy is exceptionally driven and has already exceeded our expectations in engaging our followers via social media.” said Melissa Gribas, MHG’s Marketing Manager. “He shows great promise and he’s a welcome addition to the marketing team.” 

MHG Insurance Brokers has been providing insurance guidance and solutions since 1991. The company has established an unrivalled reputation for providing quality insurance products that meet clients’ coverage requirements and budget.

About MHG Insurance Brokers 

Established in 1991 in Miami, Florida, MHG Insurance Brokers is an independent, global, full service insurance brokerage and consultative facility. Through its extensive relationships with international underwriting markets, MHG develops and provides a full range of employee benefits, risk mitigation programs, business insurance and financial services. In the marine community, MHG is well known for its expertise in the Maritime Labour Convention (MLC 2006) and developing MLC-aligned crew insurance solutions. In the U.S. MHG provides group and individual employee benefits along with advice on federal regulations regarding Health Care Reform and the Affordable Care Act. For more information about MHG Insurance Brokers and the services we provide, please visit mhginsurance.com    

MHG Insurance Brokers Hires Jeremy Scarlett as Marketing Assistant

Time to get healthyThere’s never a bad time to make the decision and commitment to live a healthier lifestyle. We all know that the most popular time to start working out and eating better is at the start of the New Year. Probably because people feel that they need to make drastic changes because this is a new year, or want to lose that holiday weight. Gyms are crowded, carbs are being cut, and many are cooking at home rather than eating out. However, there are countless reasons getting healthy should be the number one priority on your list, and it has a lot more to do with than just losing weight and starting to work on your summer body. Here are just a few that may inspire you to start living healthy today! 

 

More Productive 

Many people don’t exercise or stay active because they have an excuse. Many times that excuse is, “I don’t have enough time.” Which is ironic, because people who do make time to work out every day, whether it be getting up earlier or staying up later, actually get more done in a day than people who don’t. Usually in less time too. Especially those that choose to work out or go for a run in the morning before going to work. It’s a bit ironic considering that exercising can make you tired, but if done correctly, it can get the blood pumping and the mind working and get you ready to perform at your best.

More Energy at Work 

One of the reasons people who live healthier are more productive is because they have much more energy. Most of us arrive at work still trying to wake up, needing to get into our zone in order to get some work done. Yet those that live healthy lifestyles tend to not go through that. They arrive at work ready to go, and when 2:00 pm comes around, they are still kicking. There are certain foods that you can eat and avoid as well to make sure you have the energy you need. Eating fruits and vegetables is a natural way to feel energized. If you’ve noticed, anytime you load up on bread and other carbs, or eat a very big meal, you may tend to feel a little drowsy.

Nip it in the Bud 

Living a healthy lifestyle goes beyond eating right and exercising, you also need to go to the doctor and have your yearly check-ups. By doing so, you may catch an issue and be able to do something about it before it is too late. Also, your doctor may be able to suggest something for you to change in your lifestyle that can aide you, such as vitamins, supplements, exercises, and nutritional advice. For instance, if you have changed your diet, you may be losing weight and feeling better, but also may be depriving your body of certain vitamins or minerals. A doctor will be able to tell you to keep up the good work, or recommend something to help! 

You will be Glad You Did 

The most important reason for you to start living a healthy right now is simple, why not? It is never a bad time to take control of your life and make the changes necessary to ensure that it’s as long and fulfilling as possible. Also, if you start now, in no time will you begin to feel better, and pretty soon, you won’t even remember how you felt before you started. If you have excuses or are waiting until next Monday every week, just remember this, the sooner you start, the sooner you reach your goal! 

Your health and wellness is a priority. MHG Insurance Brokers is committed to serving all of our clients and making sure you have the coverage necessary for you to live a healthy life. We have the experience to assist and advise you on what insurance would be the best for you. If you are interested in Health Insurance, or would like more information, contact us at +1 954 828 1819 or +44 (0) 1624 678668 or visit mhginsurance.com.  

Why “Now” is the Best Time to Get Healthy