Summer time is highly anticipated by everyone, especially children. It means playtime outdoors, quality family time, and swimming in the pool with friends. For those of us that have swimming pools in our backyards, we know it is a great source of exercise and fun. However, it is also a big responsibility.
It is critical that any pool owner take appropriate measures to safeguard their swimming pool, and to make swimming pool safety a priority in order to avoid injuries or accidents.
Swimming pool accidents can occur quickly and with no warning. According to the CDC (Center for Disease Control and Prevention), drowning is a leading cause of accidental death for children ages 0 to 14.
Below is a list of important safety precautions for parents and pool owners to follow to ensure the safety of everyone swimming this summer:
- Fencing – Appropriate pool fencing reduces the risk of drowning by more than half. The fence needs to be four-sided, four feet high, and set up to completely barricade the pool. It needs to be secure with a lock that is out of a child’s reach. All stepladders need to be removed from the pool area completely when the pool is not in use.
- Get a Pool Alarm – Pool alarms will alert you if someone simply enters the perimeter of the pool, or if they happen to jump or fall into the pool.
- Learn CPR – Knowing how to perform CPR can not only save a drowning victim’s life, but it can dramatically affect the outcome of their recovery, even preventing possible brain damage.
- Swimming Lessons – Children who cannot swim should not be permitted near a swimming pool. The American Academy of Pediatrics supports swimming lessons as early as age one. Children can attend a certified swimming class as early as age four. Parents should always accompany children who are under four years of age near a pool. Rescue equipment, life jackets and floatation devices should be located near the pool, and any inexperienced swimmers should use a life jacket.
- Adult Supervision – There is no substitute for an observant adult who is present poolside while children are swimming. It is common for swimmers to develop cramps while in the pool, and for head injuries to occur when jumping in the pool.
- Review your insurance policy – Make sure you have adequate liability coverage in your existing Homeowners policy, and check whether the coverage protects those who may possibly sustain an injury while in the pool. Protect yourself as well as those who use your pool.
MHG Insurance Brokers wants to ensure that our clients have a safe and enjoyable summer. If you have questions about whether you need additional liability
coverage that will include your guests when they use your swimming pool, feel free to contact MHG today. You can discuss insurance options with one of our experienced brokers by calling 954 – 828 – 1819, or by visiting mhginsurance.com
. MHG Insurance Brokers will help you determine if you need further protection. Have a great summer and be safe!