I’m sure you have all heard lectures like: don’t talk to strangers, don’t set your drink down, never go down a dark alley by yourself, etc. The list seems to be never ending about what to do and not to do to protect yourself. While many of the items on the list are universal no matter where you are in the world, there are things to keep in the back of your mind if you are looking to live abroad, that you may not think of back home. Here are a few tips to keep in mind if you’re living abroad.
While it’s a great to be individualistic and wanting to express yourself in different ways, doing so while living in another country may not be the best idea. Some cultures are very conservative, and may not appreciate someone who wishes to push the limits of what is considered “normal.” For example, in many countries in the Middle East, it is not proper for women to show their hair, for it can be seen as seductive. I know you want to show off that new hair-do you spent all that money on, but it may be smart to keep it under wraps if you are living in one of these countries.
Different countries also have different laws. Something you used to be able to do freely in your home country may get you arrested in your new one, so read up on local laws and be sure to abide by them. Also, be aware of local “gender roles” and “dating rules.”
Know Where You Are
Don’t leave your house without knowing exactly where you are going. Getting lost in a new country can be cause for a lot of problems, especially if you are alone. Try everything you can to keep yourself out of compromising situations. Also, it is a good idea to always carry a map with you in the event you do get lost and if you can, let someone know where you’re going.
If you are moving to a new country all on your own, it is a very smart idea to keep in-touch with someone back home such as a close friend or a family member that you can check-in with regularly. This way, if your family or friend hasn’t heard from you by the agreed upon time, they may be able to contact the local authorities.
Prepare for the Worst
No matter how much you prepare, emergencies will always arise. Keep copies of important documents, such as passports, insurance, license, etc. Also, I’m sure you have learned over and over in your life that cash can solve many issues. Keep a secret cash stash for emergencies, such as losing your credit or debit card. It could take a while to get the situation straightened out with you being in a different country, so keep enough cash to hold you over.
As an expat, finding the best International Health Insurance can be daunting. You're going to be far from home and you want to be sure you have top notch international insurance coverage in place so that whether you're suffering from back problems, a respiratory infection or even something more serious, like a stroke, you have access to the best care possible. Examples of some of the key benefits and features which can be included in an Expatriate Health Insurance plan include worldwide coverage, choice of coverage area, preventative care benefits, and emergency medical evacuation as well as optional add-on's including dental and vision, maternity and sports coverage. In addition to International Health Insurance, it is also important to consider a Disability Income plan and Life Insurance as well.
At MHG Insurance, many of our employees are expats themselves and understand the health insurance requirements for expats living and working around the world. Coupled with over two decades of international insurance experience and access to multiple international insurance carriers, our Insurance Specialists offer sound, independent advice as to which insurance providers and products are best for you.
For tips to follow when you repatriate, read our previous blog, “What to Expect When Repatriating.” Call MHG Insurance Brokers at +1 954-828-1819 or +44 (0) 1624 678668 or visit us online at mhginsurance.com for help finding insurance coverage for you, your family or business!