In many cases, workers’ compensation is a large expense for a business, even before a claim is filed. Sometimes injuries are unavoidable, especially if your business requires physical labor from your employees. But when an injury happens that could have easily been avoided causing your premiums to increase because of a claim, it can cripple your business. This is why it is crucial for a business to have great safety protocols, and create a safe work environment.
Having the proper protective gear can have a great impact on the safety of your workers. For example, a construction worker on the job site without a hard hat on could fall victim to a head injury. Depending on the business your company is in, this should dictate the qualities of your uniforms or protective items required for work.
2. Emergency Exits
Be sure that emergency exits are in clear sight throughout your building. In the event of an emergency, it can be easy to freeze and panic. Having guidance throughout your office, warehouse, building, etc. could save someone form an injury, or worse.
Let employees voice their concerns, and take note of any safety hazards that aren’t currently being addressed. Not only will allowing employees to go around and speak during a meeting help you solve some issues, it will also make your workers feel empowered.
Sometimes employees can develop habits and get comfortable, causing them to not take as much care performing a dangerous task as they once did. Use signs to remind workers of safety rules and precautions that must be taken.
Putting your work area through a safety inspection can really contribute to making it a safer place. It can let you know what proofing you need to do and what improvements you need to make such as, adding handicap ramps, upgrading to nonslip flooring, or even putting handrails along walkways and stairs.
The best way for your workers to prepare for an emergency event is to put them through drills. Every so often, run different drills that will help prepare them for the real thing.
7. Access to Information
Employees should have access to safety information such as what may be included in their employee handbook at all times. Whether a hardcopy, digital copy, or both.
Many times a new hire must go through job training or skills training. While this is a great way for an employee to learn the proper and safest way to perform a task or use a machine, there is no reason to not train ALL of your employees regularly. This can help keep your workers fresh, and may prevent and injury.
Equipment and technology is constantly changing. Once you buy a new cell phone, it seems a newer version is on its way. Keep upgrades and replacements up to date. Many times they include a safer or more efficient product.
Having workers who are CPR certified, or other similar certifications can assist in preventing a serious injury, or minimalizing one.
The safety of your workers should be a top priority for all businesses. However, accidents still happen, and workers’ compensation insurance should also be a priority of your business.
If you would like more information on workers’ compensation, read our previous blog, “Follow These Tips When Preparing for a Workers’ Compensation Audit.” If you have any questions, or are interested in purchasing workers’ compensation insurance, USL&H or other types of business insurance, or group health insurance for your employees, please contact us at 954-828-1819 or visit us online at mhginsurance.com. Our insurance specialists have the knowledge and experience to cover your company’s risks appropriately.