Yes, it is still considered to be winter, but in the blink of an eye warm weather and sunshine will be here. Which means now is the time to start planning your summer vacation!
Everyone needs time to unwind, disconnect, and truly get away from the day-to-day stresses of life. Taking a trip is one of the best ways to accomplish this, but just because you book your trip doesn’t mean you are off the hook yet.
Booking a vacation can be exciting, with the thought of the adventure you are about to take and all the things you are about to see and do. However, while thinking of all the fun, it’s important not to forget the important items you will need to take care of to ensure a safe and happy trip! Use the following checklist to help your planning.
· Passport and visa
o Make sure the expiration date is not during your trip, also bring a copy of your passport for back up purposes
· Flight itinerary
· Immunization documents
· A Full list of all accommodations
o Including addresses and phone numbers from all the locations you will be staying. Also be sure to include this information with a friend or family member who will be staying home.
· Contact information for your country’s embassy or consulate in your destination
· Emergency contacts
o It is smart to keep in touch with loved ones during your trip, checking in every so often.
o Never have all of your cash in one place. Cash, cards, checks, passport, if you include them all in your day bag, and it happens to be misplaced or stolen, you may be stranded.
· Map of where you will be going, along with a translation dictionary.
If you are planning to travel outside of your home country, after booking your vacation, you should be looking at travel insurance to cover you and your family while you are abroad. If you are unsure of where to begin, use the following to help yourself get a grasp of what you may be in need of.
Travel Insurance benefits can vary based on policy or company, so it’s best to review a few different options from a reputable company to see which plan is best for you. A good travel insurance policy should include the following:
· Maximum plan limit of at least $1,000,000.
· Provide coverage in most countries around the world.
· Provide coverage for accidents, illness and the acute onset of a pre-existing condition.
· Emergency air/ground transportation to the nearest qualified hospital.
· 24-hour worldwide emergency assistance.
· Pre-trip health and safety advisories on your destination such as required vaccinations, health risks and travel restrictions, medical monitoring, provider referrals for Western-style medical facilities, medical and dental practices and pharmacies. Other useful services include travel document replacement, lost luggage assistance, emergency travel arrangements and translation services.
· Simple online enrollment.
· Easy claim submission.
Trip Cancellation Insurance
In addition to getting travel insurance to protect you and your loved ones, you should also consider a trip cancellation plan to protect your investment. Since vacations are planned months in advance, it is nearly impossible to predict what may happen to through your plans off the rails. Trip cancellation insurance can offer you a full or partial refund of the money spent on the vacation in the event you need to cancel because of sickness or illness, natural disasters, scheduling conflicts, and more.
Also, using an Insurance Broker can provide with you benefits that you may truly value. An insurance broker will typically work for you, the client, and offer you advice and assistant to getting the best plan possible according to your budget. One reason they may be able to get you better coverage is because they represent several companies as opposed to just one. So, their best interest is in the customer rather than the company. They can also assist you in with any claims you make and work on your behalf.
No matter where your travels take you this summer, don’t forget to protect yourself with a travel insurance plan. It’s important to have proper travel insurance coverage in case of an unexpected emergency while traveling abroad so contact our insurance specialists who have the knowledge and experience to offer advice and help you select the best insurance plan based on your requirements. Call us today at +1 954-828-1819 or +44 (0) 1624 678668 or visit mhginsurance.com. For some important and helpful tips while on your trip, check out our previous blog, “10 Safety Tips for Travelers.” Safe travels!