MHG Insurance

Why Business Owners Should Consider an Employment Practices Liability Insurance Policy

In today’s increasingly litigious society, business owners operate under the constant threat of lawsuits from employees, on a variety of issues. The proliferation of federal, state, and local employment laws has created a plethora of exposures that can leave your business vulnerable to costly litigation. Businesses of all sizes ...

MHG Insurance

Recently Laid Off: What Are My Insurance Options?

You’re fired! Two words no one wants to hear. Losing your job is a reality that some of us may have to deal with one day, whether we like it or not. The main reaction of someone losing their job is questioning where their income is going to come ...

MHG Insurance

COMPLIANCE WITH FRENCH SOCIAL SECURITY AS IT AFFECTS FRENCH RESIDENT SEAFARERS

As has been broadly reported, the French government implemented legislation in 2017 requiring employers of French resident crew to pay into ENIM, the French social system fund for seafarers. THE ISSUE Applicable to both commercial and private vessels, the intent of the French government is reportedly to align seafarers with other French residents in ...