MHG Urges You to Be Safe - Be Prepared With Health Insurance

Posted November 29 2012

What is your favorite part of the Fourth of July? Is it the local parade, boating with family and friends, attending a backyard BBQ, watching the fireworks display or simply lounging by the pool? Whatever your plans are this Fourth of July, stay safe! 


A special study conducted by the US Consumer Product Safety Commission found that 65 percent of firework related injuries in 2011 occurred in the month surrounding the Fourth of July holiday. 

Here are a few safety tips to follow this holiday: 

Wear a life jacket at all times when boating. Last year, 533 of the 758 boating fatalities resulted from drowning, with 84 percent of the drowning victims were reported as not wearing a life jacket. Do not operate a boat under the influence of alcohol. Alcohol is even more hazardous on the water than on land. The marine environment – motion, vibration, engine noise, sun, wind and spray – accelerates a drinker's impairment. 

Always prepare a float plan. Every vessel from a kayak, to a canoe, sport boat, fishing boat, and even a jet ski should file a float plan.  Without a float plan you are counting on someone else, a friend, neighbor, or family member to remember detailed information that rescue personnel need in order to find you.  Include the boat identification, passenger and crew list, itinerary, and emergency contact information. Make sure fireworks are legal in your area before buying or using them.  

Never allow young children to play with or ignite fireworks and always have an adult supervise fireworks activities, especially if sparklers are being used. Sparklers can be dangerous and burn at temperatures of about 2,000 degrees - hot enough to melt some metals! Never place any part of your body directly over a fireworks device when lighting the fuse. Light fireworks one at a time and then back up to a safe distance immediately. Never try to re-light or pick up fireworks that have not ignited fully.  Never point or throw fireworks at another person and never carry fireworks in a pocket or shoot them off in metal or glass containers. Keep a bucket of water or a garden hose handy in case of fire or other mishap.  After fireworks complete their burning, douse the spent device with plenty of water from a bucket or hose before discarding it to prevent a trash fire. 

And lastly, don’t forget about your furry four-legged friends! Never use fireworks around pets. While exposure to lit fireworks can potentially result in severe burns and/or trauma to the face and paws of curious pets, even unused fireworks can pose a danger. Many types contain potentially toxic substances, including potassium nitrate, arsenic and other heavy metals. Also remember to keep pets safe from the noise in a quiet, sheltered and escape-proof area at home.

MHG Insurance Brokers urge you to be safe this holiday. Even though you take precautions, accidents do happen and having quality health insurance is important every day of the year. Whether you are looking for health insurance, disability income, life insurance, travel insurance, specialty marine crew medical or business insurance, we can help. Contact the experts at MHG to help you choose the ideal policy for your unique requirements. Call us today at 877-278-7400!